McNamara Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$792,787,985
Clients
928
Advisors
4
of 11 employees
About
McNamara Financial Services provides discretionary and non-discretionary investment management, financial planning, and retirement-plan advisory services to individuals, high‑net‑worth clients, trusts, endowments, businesses and other entities. The firm constructs diversified portfolios primarily using low‑cost mutual funds and ETFs, and may also incorporate individual stocks, bonds, REITs or private fund placements and offers reporting on outside accounts via limited power of attorney arrangements.
The firm’s investment process emphasizes Modern Portfolio Theory and strategic asset allocation with a tactical component, with a long‑term orientation and periodic rebalancing tailored to each client’s goals and risk tolerance. It uses institutional custody and third‑party technology and reporting tools to support portfolio monitoring and client reporting and to facilitate operational scale.
McNamara manages roughly $798 million for about 928 clients with a four‑advisor team, which results in a client‑per‑advisor load that is uncommon among similar team firms and suggests reliance on standardized processes and technology to serve a larger client base. The firm also maintains a history of public outreach — including regularly produced radio programs and seminars — an atypical ongoing communication and education channel relative to many peers.
Client services
Expertise
Fee options
Reporting services fee of $45 per account annually, billed quarterly; fixed fees possible for retirement plan advisory services
$0 - $250,000: 1.05% $250,001 - $1,000,000: 0.90% to 0.70% $1,000,001+: 0.35%
Financial planning services at $500 per hour
Account minimum: $500,000 Minimum fee: Minimum financial planning fee of $2,500 based on minimum 5 hours at $500/hour Fee-only: Investment advisory fees ranging from 0.25% to 1.05% on assets under management, financial planning hourly fees, fixed fees for retirement plan advisory services
Main office
1020 Plain Street, Suite 200
Marshfield MA 02050
Advisors at this office
4
Most active in
Arizona · California · Connecticut · Florida · Maine · Massachusetts · New Hampshire · New York · North Carolina · Pennsylvania · Rhode Island · South Carolina · Texas
Also doing business as
Mcnamara Financial Services, Inc. · Mcnamara Of The Merrimack Valley
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Justin M
CFP®, Series 63
Marshfield, MA
McNamara Financial Services, Inc.
Justin McNamara is a CFP® with 20 years of industry experience and has been with McNamara Financial Services, Inc. since 2010. He holds the Series 63 designation and serves as Vice President and owner of the firm. McNamara Financial Services, Inc. is a four-advisor team based in Chelmsford, MA, providing investment advisory and financial planning to individuals, high-net-worth clients, trusts, businesses, and retirement plans. The firm employs a Modern Portfolio Theory-based investment approach with strategic asset allocation and tactical adjustments, offering services that include portfolio management, financial planning, and retirement-plan consulting.
Michael M
CFP®, Series 63
Marshfield, MA
McNamara Financial Services, Inc.
Michael McNamara is a CFP® with 43 years of industry experience and has served as president and owner of McNamara Financial Services, Inc. since 2010. The firm operates as a four-advisor team based in Marshfield, MA. He is also a trustee for family-related trusts. McNamara Financial Services provides investment advisory and financial planning to individuals, high-net-worth clients, trusts, businesses, retirement plans, and other legal entities. The firm’s investment approach is based on Modern Portfolio Theory and strategic asset allocation with tactical adjustments, utilizing low-cost mutual funds, ETFs, and other investment vehicles.
Alyssa R
CFP®, Series 63, Series 65
Marshfield, MA
McNamara Financial Services, Inc.
Alyssa Reed is a CFP® professional with 19 years of industry experience, currently serving as an advisor at McNamara Financial Services, Inc. since 2010. She holds Series 63 and Series 65 licenses and works within a four-advisor team based in Marshfield, MA. McNamara Financial Services provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, businesses, retirement plans, and other legal entities. The firm employs a Modern Portfolio Theory-based investment approach, combining strategic asset allocation with tactical adjustments, and manages approximately $680 million for about 919 clients.
Erik S
CFP®, Series 63
Marshfield, MA
McNamara Financial Services, Inc.
Erik Saarinen is a CFP® with 11 years of industry experience, currently serving as a financial advisor at McNamara Financial Services, Inc. He previously worked at Eaton Vance Distributors, Inc. and has been with McNamara Financial Services since 2022. McNamara Financial Services provides investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, endowments, and businesses. The firm emphasizes Modern Portfolio Theory and strategic asset allocation with a tactical component, using low-cost mutual funds and ETFs within diversified portfolios.
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