McPherson Financial Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
McPherson Financial Advisors, Inc. provides financial planning and discretionary investment management to individuals, families, trusts, estates, and small businesses, and also advises pension and profit‑sharing plans. The firm delivers comprehensive planning—cash flow, tax, insurance, retirement, education and estate planning—and operates on a fee‑only basis without accepting commissions.
The firm’s investment approach centers on a core‑and‑satellite allocation that emphasizes low‑cost passive index funds and ETFs as the core, supplemented by active funds or individual securities where appropriate, with global diversification and periodic rebalancing. Accounts are generally managed on a discretionary basis, clients receive written net‑worth evaluations and periodic reviews, and the principal is a CFP® professional.
What is distinctive about McPherson is its offering of pension consulting to plan sponsors and fiduciaries, including participant education, investment policy development, asset‑allocation advice, vendor searches and ongoing monitoring under ERISA frameworks—services that are uncommon among independent advisors of this size. The firm also maintains a documented business continuity plan and a business continuation agreement with another advisory firm to address loss of key personnel, and provides limited ancillary small‑business management services in addition to its advisory practice.
Client services
Expertise
Fee options
Financial planning fee with a minimum of $6,000, negotiable; retainer fees negotiable; 401(k) consulting fixed fees range from $4,000 to $20,000 per annum
$0 - $2,000,000: 0.75% $2,000,000+: 0.50%
Hourly rates for follow-on financial planning up to $400 per hour, negotiable
Minimum fee: Minimum annual fee of $5,000 for ongoing advisory services, minimum fee of $6,000 for financial plan, both negotiable Fee-only: Fee-only firm; no commissions accepted
Main office
New York NY
Advisors at this office
1
Most active in
New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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