McRae Capital Management L.L.C.

McRae Capital Management is an independent, single‑advisor registered investment adviser that serves high‑net‑worth individuals, trusts, ERISA accounts and corporate clients, including pension and profit‑sharing plans. The firm provides discretionary portfolio management primarily through institutional mutual funds and exchange‑traded funds and also offers retirement and estate planning services.

The firm follows a relatively conservative, manager‑selection approach, allocating across funds that represent different market sectors and shifting toward fixed income when markets become volatile. Investment analysis combines fundamental and technical methods — the brochure notes tracking roughly 100 economic indicators and subscribing to third‑party research on about 400 stocks — and managers are monitored against peers and indices with underperforming managers replaced.

Compared with many solo independent advisers, McRae’s client mix notably includes ERISA and corporate pension/profit‑sharing accounts and the firm makes financial plans available to clients at no additional charge while conducting daily account reviews. The brochure also discloses a 2025 consent order with the Washington State Department of Financial Institutions for transacting without proper registration (May 26, 2020–present), which required repayment of $150,828.74 to affected clients over 12 quarters and payment of a fine; registration was subsequently granted in July 2025.