McWhorter Capital Investments

McWhorter Capital Investments provides portfolio management and investment advisory services to individuals, qualified retirement plans, and trust accounts, primarily implementing open-end mutual funds and exchange-traded funds. The firm works with clients to establish goals and risk parameters, performs ongoing monitoring, and handles administrative account duties including regular reporting.

The advisor combines technical and fundamental analysis and follows a Prudent Man suitability standard when selecting funds, while maintaining cash reserves to meet near-term distribution needs. Although mutual funds and ETFs are the primary instruments, the firm may employ individual equities, fixed income, options, margin and other instruments with client approval and routinely uses mutual fund exchange privileges to adjust portfolio structure, including creating short-term gains and losses as part of rebalancing.

Distinctive operational and client‑care practices include limited custody authority through third‑party Standing Letters of Authorization for client‑authorized money movements and a policy of not voting client proxies. The firm also emphasizes protections for senior clients—regularly coordinating with family members and legal professionals to maintain Powers of Attorney and guard against exploitation—and maintains automated cloud backups, cybersecurity protections and cyber liability insurance; the advisor brings multi‑decade industry experience and advanced academic credentials.