MDO Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
MDO Financial Planning, LLC is an independent, single‑advisor registered investment adviser that provides discretionary portfolio management and written financial planning to individual clients. As of March 2026 the firm reports about $312,345 in discretionary assets under management across six clients.
The firm documents each client’s goals and risk tolerance in an Investment Policy Statement and pursues a long‑term trading approach that draws on charting, technical and quantitative analysis, fundamental analysis, and modern portfolio theory to manage primarily growth and income investments such as mutual funds, ETFs, equities, fixed income, REITs and annuities. MDOFP operates with discretionary authority, requires clients to custody assets with Altruist, and delivers periodic account reporting through the custodian.
Notable distinctions include that the sole owner maintains an active insurance license and discloses the potential conflict when recommending insurance products, and that the firm may receive research or other soft‑dollar benefits from custodians. The firm’s client service model is compact: one advisor reviews all accounts, financial planning is delivered as a one‑time written plan (with additional work available for a fee), and the firm discloses it does not aggregate trades for multiple client accounts.
Client services
Expertise
Fee options
Financial planning fixed fees negotiated between $100 and $300 per year, collected at time services are rendered.
$0 - $99,999: 0.50% $100,000+: 0.33%
Main office
Edinburg TX
Advisors at this office
1
Most active in
Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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