Mears Money Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Mears Money Management provides investment advisory services to individual clients by helping them select strategies available on the AssetMark platform and coordinating custody through Charles Schwab. The firm also offers a one-time portfolio “MRI” analysis and provides periodic educational newsletters and workshops to clients.
The firm’s process begins with gathering a client’s financial information and risk tolerance, applying modern portfolio theory, and recommending model portfolios and index-based strategies available on the AssetMark platform; AssetMark’s strategists manage the day‑to‑day investments while the firm conducts due diligence and monitoring. Mears Money Management does not execute trades or maintain discretionary trading authority for client accounts and conducts at least quarterly reviews of client allocations and strategy suitability.
Noteworthy aspects disclosed in the brochure include the principal’s ongoing accounting practice and licensure as an insurance agent, which the firm acknowledges may create conflicts when accounting or commissionable insurance products are offered. The combination of platform-based manager selection, the separate portfolio MRI service, recurring client workshops, and a household minimum that can be waived are features that are less common among similar independent advisers.
Client services
Expertise
Fee options
$395 one-time fixed fee for Portfolio Analysis (MRI) service
$0 - $250,000: 1.20% $250,000 - $500,000: 1.20% $500,000 - $1,000,000: 0.90% $1,000,000 - $2,000,000: 0.65% $2,000,000 - $4,000,000: 0.50% $4,000,000 - $10,000,000: 0.40% $10,000,000+: 0.35%
Account minimum: $500,000
Main office
Valencia CA
Advisors at this office
1
Most active in
California · Texas
Also doing business as
Mears Money Management · Mears Money Management Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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