Mears Money Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$38,374,375
Clients
95
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
95
Very HighAverage account size
$403,941
About
Mears Money Management provides investment advisory services primarily to individual clients. The firm delivers portfolio management by identifying and referring clients to third‑party money managers, performs a one‑time portfolio "MRI" analysis, and offers periodic educational newsletters and workshops at no charge.
The firm applies modern portfolio theory and a long‑term, index‑fund‑focused approach, tailoring model portfolios to clients’ risk tolerance and financial goals. It conducts due diligence on recommended third‑party advisers and reviews their ongoing performance, and does not take custody or execute trades on client accounts (clients maintain custody with third‑party custodians).
The firm’s principal maintains an affiliated accounting practice and also operates as a licensed insurance agent, relationships the brochure discloses as potential conflicts of interest when non‑advisory services or commissionable insurance products are recommended. The combination of those affiliations with the provision of free educational workshops and a paid, one‑time MRI portfolio analysis is uncommon among similar independent advisers and is noted in the firm’s disclosures.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Portfolio analysis (mri) services
Expertise
Annuities
Passive / index investing
Fee options
$0+: 0.99% annually when using Matson Money platform $0+: 0.75% - 0.99% annually when using Evidence Based Advisors
Minimum fee: $395 one-time fixed fee for Portfolio MRI service (negotiable)
Main office location
Mears Money Management
Valencia CA, United States
Number of offices
1
Most active in
Mears Money Management has reported serving >5 clients in these states in the last 12 months.
California · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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