Meche and Associates LLC

Meche and Associates provides discretionary and non‑discretionary investment advisory and portfolio management services to individual clients, offering tailored advice on asset allocation across cash, stocks, mutual funds, bonds and annuities and allowing clients to impose restrictions on certain securities. The firm reports roughly $17 million in assets under management across about 192 client accounts, operates with two advisors, and requires a $25,000 minimum account size.

The firm’s investment process is flexible rather than tied to a single strategy, incorporating asset allocation, dollar‑cost averaging, technical analysis, and both short‑ and long‑term purchase strategies to align portfolios with client risk tolerance and time horizon. Meche and Associates may engage unaffiliated third‑party registered advisers to manage all or part of client assets, recommends Fidelity and TD Ameritrade as custodians, and conducts at least quarterly account reviews and reporting.

Distinctive features include a client mix that does not include high‑net‑worth individuals despite the brochure stating such services are available, which contrasts with many peers in this category. The firm is relatively new (founded in October 2022), is owned by a principal with a long background in the insurance industry, charges advisory fees monthly in arrears as a single comprehensive fee that can include third‑party adviser costs, and does not charge performance‑based fees or vote client proxies.