Mellor & Associates LLC
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About
Mellor & Associates is a small, state-registered investment adviser that serves individual and high‑net‑worth clients as well as a limited number of corporate and trust accounts. The firm provides discretionary portfolio management and related planning services, including retirement rollovers and assistance with wealth transfer and charitable giving.
The firm follows a fundamental, longer‑term investment approach, building portfolios from equities, fixed income, ETFs and occasional non‑traded REITs with an emphasis on multi‑year trends and five‑to‑ten‑year reviews rather than frequent trading. It generally exercises discretionary authority and uses cash‑flow modeling and asset‑allocation analysis to align investments with each client’s objectives and risk tolerance.
Notable distinctions include that the principal offers limited tax‑preparation services and is a licensed life‑insurance agent who may receive commissions on insurance sales, arrangements the brochure discloses as potential conflicts of interest. The firm also does not sponsor wrap fee programs, does not vote client proxies (clients retain voting responsibility), and relies on a single institutional custodian for custody and account billing.
Client services
Expertise
Occupation focus
Fee options
$0 - $5,000,000: 0.375% per quarter (1.5% per annum) Above $5,000,000+: Negotiable
Account minimum: $100,000
Main office
14205 SE 36th St, Suite 100
Bellevue WA 98006
Advisors at this office
2
Most active in
Idaho · Washington
Also doing business as
Joel R Mellor & Associates LLC · Joel R. Mellor Ria · Mellor & Associates · Mellor & Associates LLC · Mellor Advisers · Mellor Advisors · Mellor Financial · Mellor Financial Solutions · Mellor Wealth Management · Mellor, Joel R.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Joel M
Series 63
Bellevue, WA
Mellor & Associates LLC
Joel Mellor is a financial advisor at Mellor & Associates LLC in Bellevue, WA, with 17 years of industry experience. He holds a Series 63 designation and has been with Mellor & Associates since 1996. Outside of his advisory role, Mellor provides tax preparation services and sells life and disability insurance. Mellor & Associates offers discretionary investment management to individuals, trusts, and businesses, focusing on retirement planning, wealth maintenance, and intergenerational transfers. The firm employs a fundamental, long-term investment approach and uses cash-flow modeling and asset allocation to align portfolios with clients’ liquidity needs and risk tolerance.
Richard M
Series 65
Bellevue, WA
Mellor & Associates LLC
Richard Mellor is a financial advisor at Mellor & Associates LLC in Bellevue, WA, holding a Series 65 designation with 13 years of industry experience. Prior to his advisory role, he worked at United Parcel Service from 2012 to 2017. Mellor & Associates provides discretionary investment management services to individuals, trusts, and businesses, focusing on retirement planning, wealth maintenance, and intergenerational transfers. The firm employs a fundamental, long-term investment approach, utilizing equities, fixed income, ETFs, and selected non-traded REITs to align portfolios with clients’ liquidity needs and risk tolerance.
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