A complete list of active advisors currently associated with Melo Out Financial, LLC

Warmer can help you find a great advisor at Melo Out Financial, LLC or one who fits your needs even better.

The firm offers investment management and financial planning services to individuals, high‑net‑worth families, and small businesses, including agricultural operations, and expresses particular interest in participants in employer‑sponsored plans that provide Self‑Directed Brokerage Accounts (SDBAs) and charitably minded clients. Services span discretionary and non‑discretionary portfolio management as well as coaching, consulting, comprehensive planning, and estate‑planning coordination. The adviser’s investment approach emphasizes long‑term, index‑oriented strategic asset allocation implemented mainly with ETFs, mutual funds, bonds, and cash equivalents, with periodic monitoring and rebalancing and the potential inclusion of private or alternative investments when suitable. It also uses rules‑based tactical adjustments and, for qualifying clients, a disciplined incorporation of leveraged ETFs as part of a long‑term strategy, and manages accounts under discretionary authority when agreed. Noteworthy distinctions include the firm’s explicit use of hourly billing for coaching and consulting engagements—an uncommon fee practice for firms categorized as investment managers—and a menu of flat project and ongoing planning packages that include a “primary financial coordinator” option. The firm is newly formed and reported no assets under management as of its August 2025 filing, and it engages third‑party estate‑planning scrivener services for client estate work, which may be relevant to clients seeking coordinated plan implementation.

To learn more about the advisors currently working at Melo Out Financial, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name
Location
Years of experience
Michael Melo profile photo Michael Melo
Patterson, CA
0
Warmer team member

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