Merels Capital

Merels Capital is a registered investment adviser that offers continuous investment management and one‑time or ongoing financial planning to individuals, including high‑net‑worth clients. The firm’s brochure notes it provides customized investment policies and planning across areas such as retirement, estate, business, and tax considerations, but also reports $0 in discretionary and non‑discretionary assets and no advisory clients as of the brochure date.

The firm’s investment approach emphasizes strategic asset allocation and Modern Portfolio Theory, with the flexibility to use both passive and active vehicles to match client objectives and risk tolerance. Merels Capital operates with discretionary trading authority, may select third‑party strategies through Schwab’s Model Marketplace, and will prepare written financial plans for clients who elect that service.

Distinctive operational features include a very small, recently formed advisory team led by a single principal who also serves as chief compliance officer and who maintains a substantial outside security‑consulting engagement (reported at roughly 160 hours per month). The firm is fee‑only, does not accept performance‑based fees, and intends to rely on Schwab’s institutional platform for model access and custody — notable particulars given the firm currently reports no assets under management.