Merels Capital
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Merels Capital is a registered investment adviser that offers continuous investment management and one‑time or ongoing financial planning to individuals, including high‑net‑worth clients. The firm’s brochure notes it provides customized investment policies and planning across areas such as retirement, estate, business, and tax considerations, but also reports $0 in discretionary and non‑discretionary assets and no advisory clients as of the brochure date.
The firm’s investment approach emphasizes strategic asset allocation and Modern Portfolio Theory, with the flexibility to use both passive and active vehicles to match client objectives and risk tolerance. Merels Capital operates with discretionary trading authority, may select third‑party strategies through Schwab’s Model Marketplace, and will prepare written financial plans for clients who elect that service.
Distinctive operational features include a very small, recently formed advisory team led by a single principal who also serves as chief compliance officer and who maintains a substantial outside security‑consulting engagement (reported at roughly 160 hours per month). The firm is fee‑only, does not accept performance‑based fees, and intends to rely on Schwab’s institutional platform for model access and custody — notable particulars given the firm currently reports no assets under management.
Client services
Financial planning
Portfolio management
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
$0 - $250,000: 1.50% $250,001 - $500,000: 1.20% $500,001 - $1,000,000: 1.00% $1,000,001 - $5,000,000: 0.80% $5,000,001+: Negotiable
Fee-only: Fixed fee for Financial Planning ranging from $1,000 to $10,000, negotiable based on complexity
Main office location
Merels Capital
10750 W 102 Nd Ave
Westminster CO 80021, United States
Number of offices
2
Most active in
Merels Capital has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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