Meridian Financial Advisory LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Meridian Financial Advisory LLC serves individual investors and provides discretionary portfolio management alongside comprehensive financial planning, typically delivered as a one-time plan with annual updates. The firm also offers non-discretionary ERISA Section 3(21) consulting to qualified retirement plans, including investment-menu recommendations, participant education, trustee oversight, and coordination with plan recordkeepers and administrators.
The firm’s investment approach emphasizes a tactical allocation strategy intended to reduce risk and seek improved performance, using fundamental, technical, and cyclical analysis and generally holding securities for the long term while adjusting allocations as market conditions warrant. Meridian uses a broad set of instruments — exchange-listed and foreign securities (ADRs), corporate and municipal debt, mutual funds, publicly traded REITs, and, at times, private placements or cash positions as hedges — and may recommend specific stocks to adjust sector weightings or dividend potential.
What is atypical for a solo independent advisor of this scale is the firm’s ongoing work with pension/profit-sharing plans and the fact that its investment adviser representatives are also licensed insurance agents who may receive commissions when acting as brokers for insurance products; the brochure discloses this potential conflict and states clients are informed before transactions. Managing roughly $10.2 million in discretionary assets for a small client base, the firm includes financial planning in its management services and discloses use of less liquid or higher‑risk investments (e.g., non-traded REITs and private placements) when appropriate.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% $1,000,001 - $2,500,000: 0.85% $2,500,001 - $5,000,000: 0.75% $5,000,001+: 0.60%
Commissions received from insurance products when acting as insurance agent
Minimum fee: $1,000 minimum annual management fee Fee-only: Negotiated fixed fees up to $1,000 per month, billed monthly in arrears
Main office
Murrells Inlet SC
Advisors at this office
1
Most active in
Massachusetts · South Carolina
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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