Meridian Passage

Meridian Passage, LLC provides financial planning and discretionary portfolio management to individuals, high‑net‑worth individuals, and businesses, delivering a personalized financial plan and an Investment Policy Statement as the basis for ongoing advisory services. Portfolios are built from exchange‑listed securities and common investment vehicles, including stocks, bonds, mutual funds, ETFs, government and municipal securities, and cash equivalents.

The firm’s investment framework is grounded in Modern Portfolio Theory, with asset allocation, risk tolerance, time horizon, and tax considerations set out in each client’s IPS and monitored for periodic adjustment. Meridian Passage uses asset‑based (percentage‑of‑AUM) fees—a common industry approach—does not accept performance‑based fees or participate in wrap fee programs, and typically manages accounts under client‑granted discretionary authority while favoring passive, low‑cost funds where appropriate.

Distinctive features include its recent formation and current status as a very small, early‑stage practice reporting no assets under management and a single advisory professional, rather than operating a larger pooled or institutional platform. The firm also does not aggregate (block) client trades and does not vote client proxies, leaving proxy voting and corporate action decisions to clients, which differs from the practices of many managers that oversee pooled or institutional accounts.