Meritage Wealth Advisory, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$46,091,787
This total excludes 8 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
32
50% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
32
HighAverage account size
$1,440,368
About
Meritage Wealth Advisory provides wealth advisory, comprehensive financial planning, and investment supervision to individuals, families, trusts, estates, and related entities, and it separately documents retirement plan consulting services in an additional firm brochure. The brochure states the firm helps clients define financial objectives and coordinates recommendations with other professional advisors as needed.
The firm’s investment approach is grounded in Modern Portfolio Theory and favors broad global diversification using low-cost index funds, mutual funds, and ETFs, with an intentional tilt toward small-cap and value exposures to manage long-term risk and return. Tactical changes are limited to identified macroeconomic shifts, and the firm generally delivers non-discretionary advice rather than exercising trading authority or taking custody of client assets.
Noteworthy aspects for this independent advisory practice include an explicit reference in the brochure to third-party regulatory information (the SEC’s adviserinfo site and the firm’s CRD number) and a stated emphasis on retirement-plan work and pension consulting, with the firm acting as a fiduciary when advising retirement accounts. The brochure also discloses that account reviews and supervisory functions are performed by the firm’s principal and that the firm does not accept third‑party compensation for its advisory services.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
General tax planning
Retirement withdrawal strategies
Tax-loss harvesting
Business exit / sale strategy
Fee options
Flat fee for Client Review and Roadmap starting at $3,500 and for Wealth Advisory Services minimum annual flat fee of $3,500
0.25% to 1.5%, declining as asset levels increase
Minimum fee: Minimum annual fee of $3,500 for both Wealth Advisory Services (flat annual fee) and Investment Supervision Services Fee-only: Flat fees such as $3,500 minimum for Client Review and Roadmap project work and Wealth Advisory Services (annual flat fee)
Main office location
Meritage Wealth Advisory, LLC
Santa Rosa CA, United States
Number of offices
1
Most active in
Meritage Wealth Advisory, LLC has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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