Washington, DC Office

Meritas Wealth Management provides fee-only investment management, financial planning, and consulting to individuals, pension and profit-sharing plans, trusts, and small businesses. The firm manages discretionary portfolios under written Investment Policy Statements and reports it oversees over $618 million for a few hundred client relationships.

Meritas’ investment approach emphasizes strategic asset allocation and long-term, buy-and-rebalance portfolios built primarily from no-load mutual funds and institutional share classes, with rebalancing reviewed around a 20% drift trigger and discretionary adjustments for tax or cash-flow needs. Financial planning is delivered as a written plan that is often engaged alongside investment management and draws on scenario modeling and input from the client’s other professional advisors.

Distinctive operational features include regular use of Dimensional Funds Advisors’ institutional funds and ongoing educational, research, and client-event support from fund providers, and reliance on Schwab’s institutional custody and technology platform for trading and reporting. The firm notes it may have varying custody arrangements — including limited fee-deduction authority and, in some instances, access via client online credentials subject to independent surprise examinations — and discloses third-party operational and trading support relationships.