Merited Wealth, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$176,179,098
Clients
182
Advisors
4
of 8 employees
About
Merited Wealth provides investment management, written financial planning ("GamePlan"), and hourly or fixed-fee consulting to individuals, high‑net‑worth clients, entrepreneurs and executives, and also serves corporate clients as a retirement plan advisor. The firm offers ongoing portfolio management and retirement plan services, as well as participant account management and held‑away asset oversight.
Investment strategies are implemented primarily with exchange‑traded equities, mutual funds and ETFs and are generally long‑term with tactical reallocations as needed; Merited Wealth uses third‑party platforms (including AssetMark, Fidelity Brokerage Link and other aggregation tools) and a client portal to consolidate accounts and monitor household financial data. The adviser describes two service tiers ("Growth Mode" and "Beyond Growth Mode") and conducts at least annual reviews to reassess objectives and risk tolerance.
Notable distinctions disclosed in the brochure include that the firm’s principal is an attorney and the firm offers legal document preparation and occasional expert‑witness work, a separate DBA that provides employee benefits services, and that some investment adviser representatives also operate as insurance agents selling commission‑based insurance and annuity products—conflicts the firm discloses and says it manages. The firm also uses solicitor/referral arrangements to compensate introducers and manages held‑away retirement participant accounts through a third‑party platform on a discretionary basis, practices that are less common among similarly sized advisory firms.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Flat fees for financial planning services typically range $1,500 - $10,000 depending on service period (3 months to 1 year)
up to 2.0%, tiered, reduced percentages on higher asset thresholds may apply
$250 - $750 per hour for consulting and financial planning services
Annual flat fee for ongoing financial planning services, paid monthly; amount varies and agreed upon with client
Minimum fee: Minimum overall fee received, whether through financial planning fees or investment management fees; amount negotiable and set on case-by-case basis Fee-only: Financial planning fees charged on hourly or flat fee basis, hourly fees range $250 - $750 per hour, flat fees typically $1,500 - $10,000 for 3 months to 1 year
Main office
1666 79th Street Causeway, Suite 501
North Bay Village FL 33141
Advisors at this office
4
Most active in
Florida · Texas · Wisconsin
Also doing business as
Merited Wealth · Merited Wealth Benefits · Merited Wealth, LLC · Stephen A. Taylor Wealth Management, LLC · Stephen A.Taylor Wealth Management · Taylormade Investments, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Stephen T
CFP®, Series 63, Series 66
North Bay Village, FL
Merited Wealth, LLC
Stephen Taylor is a CFP® professional with 19 years of industry experience, currently serving at Merited Wealth, LLC. He previously operated his own wealth management and investment firms and maintains a legal practice specializing in estate planning and providing expert witness testimony in litigation. Taylor is also an independent insurance agent. Merited Wealth, LLC offers investment management, financial planning, and consulting services to individuals, high-net-worth clients, entrepreneurs, executives, and corporate retirement plans. The firm focuses on long-term investment strategies using exchange-traded equities, mutual funds, and ETFs, and provides portfolio oversight through third-party platforms and a client portal.
Jesus A
CFP®
North Bay Village, FL
Merited Wealth, LLC
Jesus Arteaga is a CFP® professional with 25 years of industry experience. He is currently with Merited Wealth, LLC, where he has worked since 2023, following prior roles at Money Concepts Capital Corp. and Invest Financial Corp. He is also a partner in Heritage Financial Group LLC, which provides employee benefits and insurance services. Merited Wealth, LLC offers investment management, financial planning, and consulting services to individuals, high-net-worth clients, entrepreneurs, executives, and corporate clients. The firm employs primarily long-term investment strategies using equities, mutual funds, and ETFs, supported by third-party platforms and comprehensive account consolidation tools.
Giancarlo L
CFP®, Series 65
North Bay Village, FL
Merited Wealth, LLC
Giancarlo Lamourtte is a CFP® with five years of industry experience, currently serving as a financial advisor at Merited Wealth, LLC. His prior experience includes roles at Cambridge Investment Research Advisors, Inc. and Raymond James. He is a member of the Board of Directors for the Financial Planning Association of Miami. Merited Wealth provides investment management, financial planning, and consulting services to individuals, high-net-worth clients, entrepreneurs, executives, and corporate retirement plans. The firm primarily implements long-term investment strategies using exchange-traded equities, mutual funds, and ETFs, supported by third-party platforms and client account aggregation tools.
Sean P
ChFC®, Series 63, Series 65
North Bay Village, FL
Merited Wealth, LLC
Sean Pendray is a ChFC® with 26 years of experience in the financial services industry. He is currently with Merited Wealth, LLC and has previous experience at Mutual Trust Asset Management, Freedom Investors Corp., and his own firm, Pendray Financial Associates, which he has operated since 2012. Outside of advisory work, he is involved in insurance-related activities, including annuity products and life insurance, as well as Medicare and Medicaid compliance solutions. Merited Wealth provides investment management, financial planning, and consulting services to individuals, high-net-worth clients, entrepreneurs, executives, and corporate retirement plans. The firm emphasizes long-term investment strategies using exchange-traded equities, mutual funds, and ETFs, supported by third-party platforms and annual portfolio reviews.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)