Binghamton, NY Office

Kay Mathias is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill Lynch since 1990. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, corporations, and nonprofit organizations.

Alexis George is a Financial Advisor at Merrill Lynch Wealth Management. Leveraging her role as a second-generation Merrill Advisor, she specializes in comprehensive wealth planning and guides individuals, families, and business owners in preserving and growing their wealth across multiple generations. Her expertise encompasses retirement strategy, tax-efficient wealth management, legacy planning, and managing new wealth. Alexis focuses on building trusted relationships by understanding clients' values and long-term goals, with particular emphasis on working with women and the next generation of wealth creators. Alexis holds a Bachelor's Degree from Loyola College, along with professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She serves as a Board Member of the Mothers & Babies Perinatal Network and has chaired the 12th Annual Fashion Gala. Outside of her professional duties, Alexis enjoys golfing, reading, running, soccer, spending time with her family, and traveling.

Glenn Gaydorus is a Wealth Management Advisor and Vice President at Merrill Lynch Wealth Management, with a financial services career beginning in 1999. He emphasizes a comprehensive approach to wealth management that prioritizes the interests of his clients and focuses on understanding their individual goals. Glenn offers access to the investment insights of Merrill Lynch Wealth Management alongside the banking convenience of Bank of America to address various aspects of clients’ financial needs. His client relationships are grounded in integrity, dependability, and trust. As a qualified Portfolio Manager, Glenn provides traditional financial advice and also manages personalized or defined investment strategies on a discretionary basis. These strategies may include individual stocks and bonds, option strategies, Merrill Lynch model portfolios, and third-party investment approaches. His expertise covers a range of client focus areas such as college education planning, family wealth management, retirement income, legacy planning, and portfolio management services. Glenn holds the Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services, the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp., and the Personal Investment Advisor (PIA) credential. He earned a Master's Degree from Binghamton University’s School of Management and a Bachelor's Degree from Rochester Institute of Technology. Outside of his professional role, Glenn's personal interests include basketball, football, golfing, music, and spending time with his family.

Patricia Pappas O'Day is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has 25 years of experience in the financial services industry and joined Merrill Lynch in 2011. Alongside her partner, Gary Vannostrand, she utilizes the investment insights of Merrill Lynch Wealth Management, trust services of U.S. Trust, and banking services of Bank of America to assist clients. Patricia helps clients understand their financial identity and uses Merrill's tools and resources to pursue their wealth management goals. With client permission, she collaborates with clients' attorneys, accountants, and other professionals to provide financial advice that supports both short and long-term objectives. She focuses on client service and aims for exceptional client outcomes. She holds a Bachelor's degree in Economics from the State University of New York at Binghamton and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Accredited Asset Management Specialist (AAMS). Patricia resides in Binghamton, NY, with her husband Tom and their son Josh.

Maria Wilhelm is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2000, concurrently serving at Bank of America since 2011. Outside of her advisory role, she acts as an executor for an estate and has ownership interests in several rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Mary Beth Depalmo George is a financial advisor with Merrill, holding a Series 63 designation and 45 years of industry experience. She has been with Merrill since 1981 and has concurrently worked at Bank of America since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Armond George serves as the Senior Resident Director at Merrill Lynch Wealth Management. He joined Merrill in 1984 and has dedicated his career to helping generations of hardworking families build sustainable wealth and avoid financial and emotional uncertainty. At The George Group, Armond, together with his wife Mary Beth, provides advisory services focused on investment, retirement, tax minimization, and wealth transfer strategies tailored to clients' specific goals. Their practice emphasizes transparency, frequent communication, and a family-oriented approach, engaging both spouses in financial decisions. Armond holds a Bachelor of Science degree in Finance from Mansfield University in Pennsylvania. He has earned the Professional Investment Advisor (PIA) designation. Beyond his professional work, Armond is involved in community activities including the Endicott Little League and Endicott Youth Football. He also serves as a board member for the Syracuse Diocese and is associated with the Lourdes Foundation. Armond and Mary Beth reside in Endicott, NY. Their children, Alexis and David, are both employed within the financial industry; Alexis works as a financial advisor with their team, and David is an analyst at Bank of America Private Bank in New York City. His personal interests include chess, golfing, reading, and tennis.

Robert Garbade is a financial advisor at Merrill with 16 years of industry experience and holds a Series 66 designation. He has previously worked at Stifel, Nicolaus & Company and has been with both Bank of America and Merrill since 2011. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution and custody services. The firm integrates closely with Bank of America affiliates and emphasizes managed account and manager-selection capabilities supported by its chief investment office and tax-focused services.

William Emmons is a Wealth Management Advisor with Merrill Lynch Wealth Management, a role he has held since beginning his career in 2014. He works with a diverse range of clients, focusing on customized wealth strategies and planning including areas such as college education planning, executive compensation, legacy planning, and tax minimization. William's approach centers on connecting all aspects of a client's financial life to help prioritize and pursue their most important goals. In 2018, William received the David Brady Award, an honor named after a Financial Advisor who lost his life during the September 11th attacks. The award is bestowed annually upon a Merrill employee who demonstrates exceptional service to clients and community involvement. William holds a Bachelor's Degree from the State University of New York System and professional designations including Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). Outside of his professional work, William enjoys spending time with his wife Laura and their three children. He has interests in golfing, cooking, and travelling. He is also involved in community activities through AVREUS.ORG.

Andrea Bedosky is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017. Prior to that, she was employed at Edward Jones Financial Investments for three years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Zuber Jr. is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2007 and at Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a broad range of clients including individuals, high-net-worth investors, and institutional entities.

Matthew Wasser is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his financial services career in 2000 and joined Merrill Lynch in 2015. In his role, Matthew focuses on building professional and personal client relationships to fully understand their needs and goals, delivering customized wealth management strategies that leverage the global resources of Merrill Lynch and the banking strength of Bank of America. With over two decades of experience, Matthew provides expertise in family wealth management, liquidity management, retirement planning, and portfolio management services. He is a Certified Plan Fiduciary Advisor (CPFA®) and a Retirement Accredited Financial Advisor, committed to assisting corporations, nonprofit organizations, and individual clients in designing and implementing retirement plans. His team, Wasser & Associates, applies goals-based wealth management to serve families, professionals, and business owners by creating personalized financial strategies. Matthew holds a bachelor's degree from the State University of New York at Plattsburgh. He resides in Binghamton, New York, with his wife Amy and their two sons. Outside of work, Matthew enjoys traveling with his family, coaching youth soccer and baseball, playing golf, and participates in community activities including involvement with the Greater Binghamton Football Club and the Food Bank of the Southern Tier.