Burlington, VT Office

Danielle Gilbert Richard is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has worked since 2000. She leads The GRK Group with her partner, Dorota Kim, providing personalized financial strategies that focus on clients' goals and aspirations. Danielle holds the CERTIFIED FINANCIAL PLANNER® certification and the Chartered Retirement Planning Counselor™ designation, along with several other professional credentials. Her practice serves clients in Vermont and ten other states, specializing in areas such as family wealth management, portfolio management, philanthropic planning, and socially responsible investing. Danielle graduated from the University of Vermont with a Bachelor's degree in Natural Resources. She is a past board member of the University of Vermont Medical Center Foundation and of the Mary Haas Ovarian Cancer Early Detection Foundation. Throughout her career, Danielle has been recognized on various lists including Forbes' "America's Top Women Wealth Advisors," Forbes' "Best-in-State Wealth Advisors," Working Mother/SHOOK Research's "Top Wealth Advisor Moms," and Barron's "America's Top 1,000 Advisors: State-by-State." Outside of her professional work, Danielle enjoys boating, hiking, traveling, and spending time with her family. She lives with her husband and their son in Shelburne, Vermont.

Joshua Jarvis is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on building deep, multi-generational relationships with clients, providing concierge-level service and personalized financial strategies tailored to each client's long-term goals. With over a decade of experience in the financial services industry, Joshua assists clients in areas including asset management, holistic planning, tax minimization strategies, trust and estate planning, college education planning, family wealth management, legacy planning, retirement income, and socially responsible investing. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the State University of New York System. Beyond his professional work, Joshua serves on the Board of Directors for Mentor Vermont and Partners In Adventure, and mentors with Milton Mentors. In his free time, he enjoys fishing, football, gardening, golfing, hiking, music, photography, skiing, soccer, and swimming.

Timothy Candon is a Wealth Management Advisor at Merrill Lynch Wealth Management based in Burlington, Vermont. He serves clients by providing access to fiduciary services and delivering customized wealth management strategies. His approach involves understanding the individual needs and long-term goals of his clients. Tim utilizes the resources of Merrill and Bank of America to address various aspects of clients' financial lives. With 26 years of industry experience, Tim holds certifications as a CERTIFIED FINANCIAL PLANNER® professional and CERTIFIED PLAN FIDUCIARY ADVISOR®. He began his career after graduating from St. Lawrence University, spending the first 15 years at Fiduciary Trust Company in Boston. Since returning to Vermont, he has continued to advise clients on retirement planning, portfolio management, education funding, and estate planning. Outside of his professional work, Tim enjoys outdoor activities such as boating, fishing, golfing, hiking, skiing, and soccer. He resides in Vermont with his wife and daughters, spending time with family and engaging in local outdoor pursuits.

Sara Hughes is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2011, as well as at Bank of America since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Kevin Mc Dermott is a financial advisor with Merrill in Burlington, VT, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith since 2007 and has also been affiliated with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, utilizing both internal and third-party managers.

Dorota Kim is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been advising clients since 2005. She specializes in equity research, developing and implementing asset allocation strategies, investment manager selection due diligence, and performance oversight. Dorota serves as the primary advisor for clients’ retirement plans and focuses on personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, and retirement income. Dorota holds multiple professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor of Science degree in Business Administration with concentrations in Finance and International Management from the University of Vermont. Dorota is fluent in English and Polish and also studied French, Japanese, and Korean. In addition to her professional work, Dorota is active in the community, helping organize cultural events for the Polish community through Polonia Vermont. She lives in Williston with her husband and sons and has personal interests in interior decorating, photography, soccer, spending time with family, and traveling.

Kristin Burns is a financial advisor at Merrill with Series 63 and Series 65 designations and 35 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated for 20 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Valerie Fitzgerald is a financial advisor at Merrill with 23 years of industry experience. She holds the Series 66 designation and has worked at Bank of America, Merrill Lynch, and UBS Financial Services. Based in Burlington, VT, she has been with Merrill and its affiliates since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, plans, corporations, and charitable organizations.

George Simone is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Merrill since 1990 and has also worked at Bank of America since 2011. Outside of his advisory role, he is involved with the Shelburne Museum in Vermont as a museum guide and serves as a higher education lecturer at the Grossman School of Business at the University of Vermont. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model‑based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Phillips is a financial advisor at Merrill with 19 years of industry experience. He holds the Series 66 credential and has been with Merrill since 2006, also working at Bank of America, N.A. since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Flotteron is a Vice President, Senior Financial Advisor, and Portfolio Manager with the Flotteron Group at Merrill Lynch Wealth Management. He joined the group in 2017 and works with individuals, families, and business owners to develop personalized strategies focused on retirement planning, cash flow optimization, and tax-efficient wealth accumulation. Matt contributes to the group's investment strategy by conducting equity research and portfolio design to align with clients' long-term objectives. As a Portfolio Manager in Merrill's Investment Advisory Program, Matt holds designations that enable him to design and manage investment portfolios tailored to each client's goals, risk tolerance, and financial situation. His strategies include individual equities and bonds, Merrill model portfolios, and selected third-party investment solutions. Prior to Merrill, he founded and managed several businesses, gaining experience in accounting, insurance, tax, and retirement planning, which informs his comprehensive approach to wealth management. He holds the Certified Plan Fiduciary Advisor (CPFA) designation, along with Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA) credentials. Matt earned a Bachelor of Science in Business Administration with concentrations in Finance and Management Information Systems and a minor in Economics, as well as a Master of Accountancy, both from the University of Vermont's Grossman School of Business. Outside of work, Matt and his wife split their time between Stowe, Vermont, and Eastern Long Island, often with their dog, Otto. He enjoys outdoor activities such as skiing, boating, hiking, fishing, hunting, biking, surfing, and tennis. Additionally, Matt has interests in music, history, car mechanics, and atmospheric science. He and his wife support the American Red Cross, focusing on disaster relief efforts.

Adrian Alquinta is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. He has been with Merrill since 2007. Outside of his advisory role, he is involved in managing a family-owned real estate LLC in Massachusetts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.