Cambridge, MA 1414 Massachusetts Ave Office

Andres Ayala is a financial advisor at Merrill based in Cambridge, MA, with five years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2019. Outside of his advisory role, he is a co-owner of a family rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, pension plans, and charitable organizations.

Gudeta Tura is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Tura worked at Citizens Securities, Inc. and Citizens Financial Group, INC, as well as spending nine years at 7-Eleven Inc. Outside of her advisory role, she contributes as a subject matter expert for the National Center for State Courts’ language access program, assisting in rating interpreters for Ethiopian languages. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Todd Kobelski is a Senior Resident Director and Wealth Management Advisor at Merrill Lynch, where he leads The Kobelski Group. He has been with Merrill Lynch since 2006, beginning his career as a financial advisor at Fidelity Private Wealth Management. Todd specializes in serving affluent individuals and families, focusing on areas such as education planning, family wealth management, legacy planning, socially responsible and ESG investing, tax minimization, and retirement income. Todd holds a Bachelor of Science in Business Administration from Villanova University and completed the Financial Planning Certificate Program at Bryant University. He is a CERTIFIED FINANCIAL PLANNER® certificant and holds the Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA) designation. Additionally, Todd is registered with the National Football League Players Association as a financial advisor. Over his career, he has been recognized on the Forbes Best-in-State Wealth Advisors list from 2018 through 2026. Outside of his professional role, Todd resides in Acton, Massachusetts with his wife and two children. He is involved in his community through coaching youth sports, including Acton Boxborough Pop Warner, and participates in volunteer initiatives. His personal interests include adventure sports, basketball, boating, dancing, football, and surfing.

Thomas Tucker is a financial advisor at Merrill in Cambridge, MA, with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill Lynch Pierce Fenner & Smith Incorporated since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, supported by internal Chief Investment Office teams and third-party managers.

Brendan Callahan is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving as a member of the Kobelski Group. His approach centers on working closely with clients and their families to develop personalized financial strategies that align with their long-term goals. Brendan's focus includes areas such as college education planning, legacy planning, liquidity management, and individual and corporate investment strategies. Throughout his career, Brendan has emphasized the importance of understanding each client's unique story, values, and aspirations. This client-centered approach supports tailored wealth management strategies that address financial as well as personal priorities. Brendan holds professional designations including Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA), and earned his bachelor's degree from The Catholic University of America. Outside of his professional responsibilities, Brendan enjoys cooking, golfing, skiing, tennis, and spending time with his family. He has been a supporter of the Pan Mass Challenge since 2007, contributing to fundraising efforts for the Dana-Farber Cancer Institute.

Albert Dobrushkin is a Senior Financial Advisor with Merrill Lynch Wealth Management. He is the founder of The Dobrushkin Group and has over 30 years of experience working with families, professionals, and business owners to provide financial advice and guidance. Albert’s approach emphasizes establishing long-term relationships, collaborating with clients through all stages of their financial lives to address areas such as investment management, retirement planning, trust and estate planning, wealth transfer, tax efficiency, credit and lending, private banking, and insurance. Albert holds the Chartered Retirement Planning Counselor (CRPC™) designation from the College for Financial Planning Institutes Corp and is a Merrill qualified Portfolio Manager. In his role as a Portfolio Manager, he manages discretionary Personalized or Defined Strategies, which may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. He is also a Personal Investment Advisor (PIA). Albert earned a High School Diploma from Hope High School and conducts business in English and Russian. With a professional philosophy centered on connecting all aspects of clients’ financial lives, Albert focuses on helping clients prioritize and pursue their most important goals. His team leverages Merrill Lynch’s resources alongside banking services from Bank of America, N.A. to create strategies designed to preserve and grow client wealth while maintaining a tailored service model and communication style.