Gadsden, AL Office

Team
Updated today
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Merrill

Institution

Firm-wide stats for Merrill

Total advisors

25,545

Across 3,155 offices

Clients per advisor

70 Very Low

Avg AUM per client

$860,085 Very High

HNW client ratio

29% High

About

Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm offers model‑based and discretionary strategies constructed by internal Chief Investment Office (CIO) teams and third‑party style managers and implements trading, account administration and custody support for individuals, high‑net‑worth clients, pension and profit‑sharing plans, corporations and charitable organizations.

Portfolio implementation varies by Strategy: some are model‑based where MAA implements CIO or style manager models, while others authorize third‑party Discretionary Managers to execute trades directly; the CIO also uses strategic and tactical asset allocation and offers “tax aware” versions of related strategies for higher tax‑sensitivity investors. Cash allocations are typically swept through the Bank’s Cash Sweep Program or invested in money market alternatives, and clients can request reasonable investment restrictions (which MAA may accept or decline and may have limited effect where Funds are used).

Several features in the brochure distinguish Merrill from many peers: as part of the Bank of America group it has affiliates that operate in swaps and derivatives markets and it has disclosed planned arrangements to receive “Support Fees” and to offer optional Data Analytics to third‑party firms beginning January 1, 2027 (the brochure notes Merrill will not receive Support Fees for accounts enrolled in the SPS Program). The firm also discloses multiple SEC administrative orders and related enforcement matters (including a 2025 order with a $25 million civil penalty related to cash sweep disclosures), and the Program materials do not present the SPS service as a source of standalone financial planning.

Based on Merrill

Expertise

Tax-loss harvesting Active portfolio management Wealth management

Based on Merrill

Location

224 Broad St

Gadsden AL 35901

Advisors at this office

7

Advisors at this office

Micah L

Series 66

Gadsden, AL

Merrill

Micah Langston is a Financial Advisor with Merrill Lynch Wealth Management, serving individuals, families, and small business owners by providing personalized financial guidance. He focuses on building strong relationships and understanding clients' unique goals to deliver strategies aimed at growing, preserving, and effectively using wealth. Micah emphasizes a planning-first approach that aligns financial decisions with broader life priorities, including retirement planning, investment management, risk management, and multigenerational planning. He holds a Bachelor's Degree from the University of Alabama System and maintains the Personal Investment Advisor (PIA) designation. His expertise includes employee benefits planning, managing new wealth, personal retirement planning, small business strategies, and working with clients in sports and entertainment sectors. Micah is also involved with professional and community organizations such as the Church of the Highlands, and volunteers with the Local Juvenile Center, Ronald McDonald House, and Samaritan's Purse - Operation Christmas Child. Outside of his professional role, Micah enjoys golfing, painting, pickleball, skiing, table tennis, and volleyball.

General retirement planning Wealth management Retirement income strategy Business ownership considerations Multi-generational wealth transfer Founder/Business Owner Financial Professional Established Professionals Parents Married/Couples/Partners
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Alicia G

Series 63, Series 65

Gadsden, AL

Merrill

Alicia Guyton is a financial advisor at Merrill with 42 years of industry experience. She has been with Merrill since 1987 and is currently associated with Bank of America. Guyton holds Series 63 and Series 65 licenses. Outside of her advisory role, she owns a business organization named CJRplus LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Tax-loss harvesting Active portfolio management Wealth management

Gregory C

Series 66

Gadsden, AL

Merrill

Gregory Cole is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on building customized financial strategies tailored to clients' specific needs, drawing on a comprehensive understanding of their personal circumstances beyond purely financial data. He works closely with clients to help them pursue their long-term wealth management objectives amid varying market conditions and life events. Gregory's expertise encompasses family wealth management strategies, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his Bachelor's degree from Auburn University. Outside of his professional responsibilities, Gregory is involved in the community as a youth sports coach. He also has interests in football, reading, soccer, traveling, and spending time with his family.

Wealth management Retirement income strategy Parents Mid-Career Professionals
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Lana W

Series 66

Gadsden, AL

Merrill

Lana Watwood is a Series 66-licensed financial advisor with Merrill in Gadsden, AL, with 23 years of industry experience. She has been with Merrill since 2000 and has concurrently worked at Bank of America since 2019. Outside of her advisory role, Watwood teaches aerobics classes and serves on the stewardship committee for her local church. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, combining internal Chief Investment Office models and third-party managers.

Tax-loss harvesting Active portfolio management Wealth management
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Walter D

Series 63, Series 65

Gadsden, AL

Merrill

Walter Duke Jr. is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and 47 years of industry experience. He has worked at Merrill since 1979 and concurrently at Bank of America since 2010. Outside of his advisory role, he serves on investment committees for Holy Comforter Church and School, participates on the Turrentine Avenue Architectural Review Board, and is president of the 5-W recreational club in Ohatchee, Alabama. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Tax-loss harvesting Active portfolio management Wealth management
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Rovelyn Y

Series 66

Gadsden, AL

Merrill

Rovelyn Yates is a financial advisor at Merrill with the Series 66 designation and two years of industry experience. She has worked at Merrill since 2018 and previously held positions at Wakefields Inc. and Raymond James Financial. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, and institutional investors.

Tax-loss harvesting Active portfolio management Wealth management

James H

Series 66

Gadsden, AL

Merrill

James Henderson is a Senior Resident Director at Merrill Lynch Wealth Management. He has been part of the financial services industry since 2011 and joined Merrill Lynch in 2014. In his role, he works with individuals, families, and businesses to identify their short- and long-term financial goals, including retirement assets, education funding, and lending needs. He provides clients with access to Merrill's investment resources and the banking convenience of Bank of America to address various aspects of their financial lives. James focuses on a consultative, goals-based wealth management process. He takes time to understand each client's financial situation, preferences, and goals, then offers recommendations aligned with their income and growth objectives. His expertise includes investments, retirement, estate planning, insurance, lending solutions, and philanthropic services. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned both a Bachelor of Science in Finance and a Master of Business Administration from Auburn University. James and his wife, Laura, live in Gadsden, Alabama, with their children. They are members of MeadowBrook Baptist Church where James teaches Sunday School. He is involved in community activities, including volunteering with the United Way of Etowah County. His personal interests include camping, cooking, football, gardening, hiking, hunting, music, traveling, woodworking, and spending time with his family.

Wealth management Retirement income strategy College savings (529s, UTMA, etc.) Charitable giving & philanthropy Tax-loss harvesting Parents Young Families Women Professionals
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