Hilo, HI Kilauea Ave Office

Justin Takeda is a Wealth Management Advisor with Merrill Lynch Wealth Management. He manages personalized wealth management strategies for clients, focusing on areas such as family wealth management, managing new wealth, personal retirement planning, and retirement income. Justin works closely with clients to develop financial strategies tailored to their long-term goals. Born and raised in Hilo, Hawaii, Justin graduated from Hilo High School before attending the University of Puget Sound in Tacoma, WA, where he earned a Bachelor's degree in music. After college, he joined Merrill Lynch to work alongside his mother, inheriting her book of business as she transitioned into retirement. He holds professional designations including Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Outside of his professional role, Justin continues to engage with his passion for music, occasionally performing locally and with friends and family. He values community involvement and carries forward the Merrill tradition of service through volunteer work.

Arthur Miho is an Associate Resident Director and Wealth Management Advisor, currently serving in the Hilo office. He advises clients on wealth accumulation, preservation, and transfer by creating individually customized wealth management strategies. His approach includes portfolio development, liability management, and asset preservation, with an emphasis on ensuring a lifetime retirement income stream. Arthur began his career at Merrill Lynch Wealth Management in 1996 through the Professional Development Program, a two-year financial advisor training initiative. After five years as a financial advisor in Honolulu, he transitioned to managing the Hilo office in 2001. Arthur holds a Bachelor's Degree in Business Administration with a focus on Accounting from the University of Hawaii's Shidler College of Business. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA) and Personal Investment Advisor (PIA). Outside of his professional role, Arthur's interests include baseball, basketball, biking, football, golfing, music, spending time with family, surfing, traveling, and watching movies.

Joyce Sato is a financial advisor with Merrill in Hilo, Hawaii, holding Series 63 and Series 66 credentials and 26 years of industry experience. She has been with Merrill since 1978, totaling 48 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Sandra Tokuuke is a financial advisor with Merrill in Hilo, Hawaii, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has worked at Merrill since 1974 and has been affiliated with Bank of America, N.A. since 2011. Outside of her advisory role, she serves on the advisory board of the Ku'ikahi Mediation Center and on a committee within the Hawaii Community Foundation focused on grant distribution for nonprofit organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.