Lynbrook, NY 266 Merrick Rd Office

Matthew Scanlan is a Financial Advisor with Merrill Lynch Wealth Management. In this role, he works with individuals and families to help them make informed financial decisions and pursue their long-term goals. Matthew focuses on building lasting relationships and providing personalized guidance through every stage of life, from wealth accumulation to retirement planning. His areas of expertise include education planning, family wealth management strategies, managing new wealth, personal retirement planning, and retirement income. Matthew holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the State University of New York System and a Master of Business Administration (MBA) from Adelphi University. Outside of his professional role, Matthew enjoys golfing, ice hockey, music, spending time with his family, and watching movies.

Michael Bausk is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies to help clients pursue long-term goals by educating them about their finances and investment options. His client focus areas include college education planning, divorce transition planning, liquidity management, portfolio management services, individual and corporate investment strategies, and retirement income planning. Michael brings a broad range of experience to his role, including an eight-year career in real estate, where he assisted clients with one of their most significant financial investments—their homes. He is a second-generation financial advisor who learned the importance of listening closely to clients’ goals and needs from his father. Michael holds bachelor's degrees from both Yeshiva University, where he studied political science, and Brandeis University. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is fluent in English, Hebrew, and Spanish. Outside of his professional work, Michael is actively involved in his local community. He participates in the Young Israel of Woodmere synagogue and has coached high school basketball for over 20 years. He is also a father of four children and enjoys baseball, basketball, cooking, golfing, tennis, and spending time with his family.

Mark Gutner is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in the financial services industry. He has spent more than 20 years with Merrill, focusing on providing a comprehensive approach to wealth management for individuals and families. Mark holds the designation of Personal Investment Advisor (PIA) and is a qualified Senior Portfolio Manager. In this capacity, he manages personalized and defined investment strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Mark’s expertise encompasses wealth accumulation, preservation, and estate transfer, offering clients access to the investment insights of Merrill Lynch Wealth Management and the banking services of Bank of America. He emphasizes a collaborative approach that prioritizes understanding clients' life priorities to create personalized financial plans. Mark holds a Bachelor's degree and an MBA from Adelphi University. He resides in Rockville Centre, New York, with his wife, Allison, and has two children living in Manhattan.

Jeffrey Schoenfeld is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies tailored to each client’s unique financial situation and long-term goals. Jeffrey integrates insights from Merrill’s investment expertise with the banking and lending solutions offered by Bank of America to provide comprehensive wealth management services. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from New York University. Jeffrey is committed to community involvement and actively participates by volunteering with local organizations, reflecting the Merrill tradition of service within the communities they support.

Debra Wallach is a financial advisor at Merrill with 43 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at UBS Financial Services from 2009 to 2017. Wallach has been with Merrill since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies constructed by internal teams and third-party managers.

Stuart Schoenfeld is a Wealth Management Advisor with Merrill Lynch Wealth Management, a position he has held since 1999. He has over 20 years of experience in the financial services industry and specializes in areas including liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Stuart holds a Bachelor of Arts in Economics from Binghamton University, earned in 1997, and a Master of Business Administration with a focus on Finance and a minor in Entrepreneurship from the NYU Stern School of Business, completed in 2004. He is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). Outside of his professional career, Stuart enjoys adventure sports, baseball, biking, bowling, football, hiking, music, softball, spending time with his family, and traveling. He resides on Long Island and has a daughter.

Jeremy Jacobs is a Sales Manager and Wealth Management Advisor based in the Lynbrook office of Merrill Lynch Wealth Management. He has been in the wealth management industry for 10 years and previously worked as an accountant for six years. Jeremy serves as the complex sales manager for the Western Long Island market. Jeremy works primarily with ambitious, self-made clients including business owners, real estate entrepreneurs, corporate executives, attorneys, physicians, and their practices. His approach focuses on helping clients achieve realistic goals using real-world strategies. Jeremy applies his rigorous and ongoing training as a CERTIFIED FINANCIAL PLANNER® (CFP) certificant, along with other designations such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), to provide proactive guidance. He often coordinates with clients' CPAs and attorneys to address tax considerations, estate planning services, and liability management. Jeremy holds a Bachelor's Degree in Accounting from Yeshiva University. A Long Island native, he lives there with his wife, Talia, and their three children. Outside of work, Jeremy enjoys biking, reading, spending time with his family, and participating in Peloton classes.

Ravit Kaye is a Senior Resident Director and Wealth Management Advisor at Merrill, leading the Long Island South Shore office. She has been working with accomplished individuals and multi-generational families since 2005, providing a wealth management experience that integrates the broad capabilities of Merrill and Bank of America. Her services include investment guidance, private market and alternative opportunities, tax-aware planning, trust and estate coordination, liquidity and cash-flow analysis, and risk management aligned with client priorities. Ravit advises professionals across various fields such as law, medicine, entertainment, and senior executives of privately held companies. Her practice also supports wealth-transfer heirs and next-generation leaders, helping them develop the discipline and confidence needed to make informed financial decisions and manage wealth responsibly. She emphasizes retirement readiness by creating streamlined plans that incorporate lifestyle, cash-flow projections, tax-efficient withdrawal strategies, and risk controls. Born in Israel, Ravit served as a sergeant in the Israel Defense Forces before traveling in South America. She holds a Bachelor's degree in Finance and Economics from Baruch College's Zicklin School of Business and has earned the Chartered Retirement Planning Counselor and Personal Investment Advisor designations. She speaks English, Hebrew, and conversational Spanish, and participates in community organizations including the Merrill Advisor Growth Network and the National Association of Women Business Owners. Ravit lives in Lido Beach with her husband and three children and engages in activities such as biking, cooking, gardening, golfing, hiking, and traveling.

Alan Schoenfeld is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He has worked at Merrill since 1973 and at Bank of America, NA since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John C. Varricchio is a Senior Financial Advisor and First Vice President at Merrill Lynch Wealth Management. With over 40 years of experience in the financial services industry and a background in banking, he works closely with individuals, business executives, and non-profit organizations to develop a range of investment and financial strategies aimed at achieving their financial goals. John's expertise includes constructing equity and fixed income portfolios, liability management, liquidity strategies, retirement and estate planning, and lending management. He emphasizes building enduring client relationships through personalized guidance and service, collaborating one-on-one with clients to develop financial strategies tailored to their long-term goals. He holds a Bachelor of Science degree in Business from Adelphi University and the Personal Investment Advisor (PIA) designation. John and his team are dedicated to serving clients by crafting individualized solutions and value the trust and relationships established throughout their work. In addition to his professional responsibilities, John engages in community involvement through volunteering with local organizations.

John Jonza is a Financial Advisor with Merrill Lynch Wealth Management, bringing 20 years of experience working with retirees and their families through various life stages. His expertise includes college education planning, divorce transition planning, employee benefits and financial health, legacy planning, liquidity management, personal retirement planning, portfolio management services, small business strategies, and retirement income. Prior to his current role, John worked for six years as a Brokerage Representative at Paul Revere/Provident and has owned an insurance practice for 20 years. He is a Disability Income Specialist with a focus on Medicare insurance, having assisted over 1,500 clients in evaluating their Medicare options. John holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from The American University. Outside of his professional work, John enjoys reading, swimming, and traveling. He emphasizes a personalized, one-on-one approach to financial planning, working closely with clients to develop strategies tailored to their long-term goals.

Saul Katz is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his commitment to providing personalized financial guidance. Saul earned a Bachelor's Degree from United Talmudical Academy. His educational background supports his role in advising clients on wealth management strategies.