Miami Beach, FL Office

Michael Abbenante is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping clients manage their wealth by developing personalized strategies tailored to their financial goals and the evolving market conditions. Michael holds the Professional Investment Advisor (PIA) designation and earned a bachelor's degree from James Madison University. He combines access to Merrill's investment insights with the banking and lending solutions of Bank of America to support his clients' comprehensive financial needs.

Ahmed Malik is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been helping clients since 2012. He specializes in advising families and small businesses on money management strategies and navigating potential pitfalls. His expertise includes asset management, trust and wealth transfer strategies, risk management, college and education planning, retirement planning, tax minimization strategies, credit and liquidity management, philanthropic services, and providing access to family offices and banking through Bank of America. Ahmed holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc. in conjunction with Georgetown University. He also earned a Bachelor of Science degree in Finance from George Mason University School of Business. His client focus areas include college education planning, executive and equity compensation services, managing new wealth, personal retirement planning, portfolio management, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. Beyond his professional work, Ahmed is interested in basketball, biking, boating, camping, reading, and scuba diving. His approach centers on connecting all aspects of a client's financial life to help prioritize and pursue the goals that matter most to them.

William Moran Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has spent his entire career helping clients develop sophisticated, customized financial solutions. He is a partner of the Evolve Wealth Management Group at Merrill Lynch, a practice built on the belief that people deserve to live free of significant financial stress through deep relationships and unbiased advice. Moran emphasizes transparency, candor, and investment strategies tailored to each client's goals, time horizon, and risk tolerance. Moran joined Merrill Lynch in 1986 after graduating with honors from Hiram College in Ohio. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Moran serves as the Director of Merrill's nationwide LGBT Financial Services Team, the first such initiative on Wall Street focused on the financial needs of the LGBT community. His leadership has been recognized by awards such as Bank of America's Global Diversity and Inclusion Award in 2014 and the Business Leadership Award from the Capital Area Gay and Lesbian Chamber of Commerce. He is a member of Merrill's Global Wealth and Investment Management Diversity and Inclusion Council. Having lived in Washington, DC for over 30 years, Moran has been involved with several community organizations. He is an honorary board member and former president of the board at Food & Friends, a nonprofit providing meals to people with HIV/AIDS and other life-threatening illnesses. He is also the chairman of the board of the Gay Men's Chorus of Washington DC. His professional work has been cited in media outlets including The Washington Post, Fox Business, Reuters, and NBC Washington.

Scott Hankins is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2007 and specializes in delivering comprehensive wealth management strategies for individuals, families, and businesses. His approach focuses on understanding clients' short- and long-term financial objectives to develop personalized investment guidance and strategies. Scott holds a bachelor's degree in business and personal finance from the Haworth College of Business at Western Michigan University. He has earned several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His expertise includes corporate executive services, divorce transition planning, education planning, executive and equity compensation, family wealth management, legacy planning, individual and corporate investment strategies, and retirement income. In addition to his professional work, Scott is active in the community and contributes to charitable causes, including scholarship funds for high school athletes in Wayne County through the Detroit NFL Alumni. He resides in Royal Oak, Michigan, and engages in personal interests such as boating, cooking, football, interior decorating, music, photography, spending time with family, swimming, traveling, and yoga.

Matthew Feraci is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2005 and joined Merrill in 2008. In his role, he focuses on developing comprehensive strategies for high-net-worth individuals, their families, and their businesses. His approach addresses multiple aspects of clients' financial lives, including investments, tax minimization, retirement assets, and lending services, aiming to build, manage, and preserve wealth across generations. Matt earned a bachelor's degree in political science with a minor in business from Guilford College and holds an MBA from the University of North Carolina Greensboro. He has obtained the CERTIFIED FINANCIAL PLANNER® certification, awarded by the Certified Financial Planner Board of Standards, Inc., and holds the Personal Investment Advisor (PIA) designation. His client focus areas include college education planning, executive compensation, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income. Outside of his professional work, Matt resides in the Uptown Charlotte community. His personal interests include billiards, chess, football, golfing, soccer, and traveling.