Mill Valley, CA Belvedere Pl Office

Benjamin Garrison is a Financial Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, managing new wealth, and small business strategies. Since joining Merrill in 2021, he has assisted individuals, families, and business owners in navigating complex financial decisions. His approach centers on listening first, planning second, and adapting strategies to reflect life's changes, market conditions, and clients' unique goals. Benjamin holds a bachelor's degree in finance from Oregon State University, where he was the men's rowing team captain and a four-year varsity letterman serving as the varsity coxswain. This experience contributed to his leadership skills and discipline, which he applies in his client relationships. He also holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Benjamin's interests include basketball, camping, fishing, football, golfing, hiking, skiing, soccer, and spending time with his family. He maintains involvement with the Oregon State Men's Rowing Alumni and the Oregon State University Alumni Association.

Charles Terrazas is a Senior Financial Advisor at Merrill Lynch Wealth Management and a senior member of the team Reilly, Terrazas, Krone and Associates. He has been with Bank of America since 1981, beginning his career as an Institutional Fixed Income Sales Representative and later joining the Ultra High Net Worth Sales Group in 2005. In his current role, he manages and advises key individual accounts and develops proprietary portfolio strategies for a diverse group of clients including Silicon Valley entrepreneurs, physicians, attorneys, entertainment and sports personalities, and multiple generations of successful families. Mr. Terrazas's expertise includes fixed income portfolio construction and management, institutional sales, and developing investment strategies in multi-currency fixed income markets. He started his career providing guidance to Foreign Central Banks and later worked in London with Credit Suisse First Boston. His experience also includes roles in institutional fixed income trading. He holds the Personal Investment Advisor designation and earned a Juris Doctor degree from Golden Gate University School of Law. He lives in Mill Valley with his wife, Camille, and has interests in baseball, golf, tennis, and spending time with his family.

Race Stowell serves as a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management, specializing as a Retirement Benefits Consultant. He focuses on assisting plan sponsors in developing effective retirement plan strategies to meet participant retirement objectives. His client expertise includes divorce transition planning, institutional and corporate benefit services, and investment consulting for defined contribution plans. With over 30 years of experience in retirement plan advisory for corporations, Race holds multiple professional designations, including Certified Investment Management Analyst (CIMA), Certified 401(k) Professional (C(k)P®), Certified Plan Fiduciary Advisor (CPFA®), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is a graduate of the University of California system. Race’s approach emphasizes aligning wealth planning with clients’ personal priorities and goals, aiming to simplify the complexities of investing and provide transparent, customized plans. Outside of his professional work, his personal interests include dancing, hiking, music, reading, running, spending time with family, surfing, traveling, and writing.

Sean Reilly is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in 1996 as an equity markets trader within the Ultra High Net Worth Investment Group and later transitioned into a financial advisor role serving a sophisticated and diverse clientele. His experience spans developing complex equity and options strategies, as well as expertise in fixed-income markets and alternative investments. Sean contributes to his team's asset allocation strategies and works closely with clients to align their investment objectives with their personal risk tolerances. As a member of Reilly, Terrazas, Krone and Associates, Sean serves high net worth and ultra high net worth clients, including entrepreneurs, physicians, attorneys, entertainment and sports personalities, and multiple generations of families. His client focus areas include college education planning, family wealth management strategies, managing new wealth, portfolio management services, sports and entertainment, and retirement income. Sean's approach involves facilitating collaboration with clients' attorneys and accountants to coordinate investment, wealth transfer, and philanthropic strategies. Sean holds a Bachelor's Degree from the University of Iowa and has earned the Personal Investment Advisor (PIA) designation. He is involved in his community through coaching Little League baseball and is a member of the Mill Valley Little League organization. Outside of work, Sean enjoys baseball, football, golfing, reading, spending time with his family, and swimming.

Jonathan Thompson is the Resident Director at Merrill, where he has been serving clients since 2005. In his role, Jonathan emphasizes a comprehensive approach to wealth management, beginning with understanding each client’s unique needs and goals. He connects clients with the investment expertise of Merrill Lynch Wealth Management and the banking services of Bank of America to address various financial aspects. His focus areas include college education planning, family and international wealth management, retirement planning, tax minimization, and small business strategies, among others. Jonathan holds a Bachelor’s degree in Finance from Azusa Pacific University and the Chartered Retirement Planning Counselor™ (CRPC) designation. He works closely with professionals, business owners, and affluent families to develop wealth management strategies aimed at optimizing wealth while managing risk. Jonathan is also committed to his local community in Novato and Marin County, where he volunteers by coaching youth sports. Outside of his professional responsibilities, Jonathan enjoys tennis, golf, hiking, and spending time with his family.

Elizabeth Groh is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has dedicated over 46 years to assisting high-net-worth clients in the San Francisco Bay Area, developing customized financial strategies to help them pursue their financial goals. Elizabeth works closely with clients and their other professionals, such as attorneys and tax specialists, to identify primary goals including education funding, tax minimization strategies, and retirement asset management. Elizabeth holds a Bachelor's Degree from Arizona State University and is a CERTIFIED FINANCIAL PLANNER® certificant. She also holds the Professional Investment Advisor (PIA) designation. In addition to her advisory role, she collaborates with a Wealth Management Lending Officer from Bank of America to provide clients with personalized home financing guidance. Outside her professional responsibilities, Elizabeth is involved with the Bay Area Strength Alliance and Buckelew Programs. She enjoys hiking, skiing, and traveling with her family and is active in the Bay Area Strength and Alliance community.

Kent Matson is a Wealth Management Advisor with Merrill Lynch Wealth Management, providing tailored wealth management services to individuals, families, and companies. He leverages Merrill's resources to develop personalized financial strategies that consider each client's risk tolerance, time horizon, liquidity needs, and overall investment goals. Kent's services include retirement planning, executive compensation strategies, stock option management, college savings, estate planning collaboration with attorneys and CPAs, liability management, and coordinating risk management strategies involving life and long-term care insurance. Kent has been with Merrill since 2010, following a tenure as a financial advisor at Axa Advisors where he specialized in qualified retirement plans (401k/403b). He holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Retirement Planning Counselor™ (CRPC) designation from The College for Financial Planning Institutes Corp. Additionally, he has earned the Personal Investment Advisor (PIA) designation. Kent earned his bachelor's degree from San Francisco State University. In addition to his professional work, Kent is committed to community involvement, reflecting Merrill’s tradition of supporting the communities it serves. His personal interests include adventure sports, biking, billiards, chess, cooking, and music.

Matthew Mayer is a Wealth Management Advisor with the Mayer Group, operating within Merrill Lynch Wealth Management. He works alongside a team of specialists, including his father and client associate Elizabeth, providing goals-based wealth management to accomplished professionals, families, and business owners. Matthew's primary focus is on wealth planning, assisting clients with family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, as well as retirement income. In September 2022, he earned the Chartered Financial Consultant (ChFC) designation from The American College of Financial Services. He holds a bachelor's degree from the University of Colorado. Outside of his professional responsibilities, Matthew enjoys cooking, golfing, music, reading, skiing, and spending time with his family. He lives in Petaluma with his wife Alexandria and their two dogs.

Andrew Mayer is a Wealth Management Advisor at Merrill Lynch Wealth Management in San Francisco. Since joining Merrill Lynch in 1983, he has focused on helping clients build, manage, and transfer wealth. Over his more than 38 years of experience, Andrew has developed expertise in guiding clients through various market environments and addressing key client priorities such as growing assets and creating lasting income in a tax-efficient manner. In 2018, Andrew’s practice became multi-generational when his son Matthew joined Merrill Lynch. Together with Elizabeth Murphy-Jinich, a Registered Senior Wealth Management Client Associate, they form the Mayer Group, a team committed to understanding each client’s individual circumstances and applying established financial strategies to help clients achieve their financial goals confidently. Andrew holds a Bachelor's Degree from Skidmore College and the Personal Investment Advisor (PIA) designation. Andrew and his wife have lived in Marin County for over 30 years, where they raised their two children. Outside of work, Andrew’s interests include golf, cooking, and bluegrass music.

Riley Gabriel Lee is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in developing and implementing long-term investing plans tailored to the specific goals of his clients. His work focuses on delivering practical and personalized advice through a goals-based approach, leveraging the resources available at Merrill to help families and businesses achieve financial confidence. Riley and his team assist clients in areas including education planning, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He emphasizes a deep understanding of each client's goals, priorities, and approach to work and life to provide guidance that aims to bring clients closer to their financial milestones. Riley holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned both his Bachelor's and Master's degrees from Northern Arizona University and is a member of the Northern Arizona University Alumni Association. Outside of his professional commitments, Riley enjoys hiking, music, running, swimming, and tennis, and values spending time with his family.

Rachel Abdel Hamid is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining the ROK Advisory Group, she has developed client relationships focused on customized insurance, estate, and wealth management planning strategies. Rachel arrived at Merrill Lynch in 2006, following her role as an event coordinator for a boutique real estate company in Los Angeles. Over the past 16 years, she has worked within Compliance and Management before transitioning to her current advisory role. Rachel holds a Bachelor's Degree from California State University and has earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation awarded by the CERTIFIED FINANCIAL PLANNER™ Board of Standards, Inc. She also holds the Chartered Retirement Planning Counselor™ (CRPC) designation and the Personal Investment Advisor (PIA) credential. She is an active member of the Financial Planning Association. Beyond her professional duties, Rachel is involved with the Glenwood School Foundation. In her free time, she enjoys hiking near her home in San Rafael with her husband Sherif and their two children.

Leonard Tallerico is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 1985 and brings over 39 years of experience navigating client portfolios through various market cycles. Leonard employs a planning-based approach combined with discretionary portfolio management to assist clients in achieving their financial goals and objectives. Leonard’s expertise covers a broad range of client focus areas including college education planning, family wealth management strategies, retirement income, socially responsible and ESG investing, and portfolio management services. He integrates personalized wealth management strategies with insights from Merrill and lending solutions from Bank of America to create plans tailored to clients' priorities and aspirations. Leonard holds a Bachelor’s degree in accounting from Santa Clara University and began his career on the professional staff of Price Waterhouse in San Francisco from 1981 to 1985. He is a CERTIFIED FINANCIAL PLANNER® professional, CERTIFIED PLAN FIDUCIARY ADVISOR, Personal Investment Advisor, and Retirement Accredited Financial Advisor. In addition to his professional work, Leonard participates in community volunteer activities and values spending time with his family. His personal interests include golfing and hiking.

Boriss Bikosvili is a Vice President and Financial Advisor with Merrill Lynch Wealth Management. He provides personalized financial guidance, focusing on helping clients discern and achieve their goals through tailored wealth strategies. Boriss serves a diverse client base including executives, business owners, professionals, and individuals approaching or enjoying retirement, assisting them with portfolio management, legacy planning, and retirement income strategies. With more than a decade of experience in wealth management and banking, Boriss has previously held the role of Vice President of Investments and Financial Advisor at JP Morgan. He holds a Bachelor's Degree in Finance from the University of San Francisco and is a CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is fluent in English and Russian. Outside of his professional duties, Boriss is active in his local community, serving as Vice President of his Homeowners' Association. His personal interests include woodworking, cooking, boxing, and Judo. He values clear communication and attentive service, aiming to help clients become informed stewards of their wealth.

Jason Dilena is a financial advisor at Merrill with a Series 66 designation and has been in the industry since 2024. Prior to joining Merrill, he had roles at Churchill Management Group and several other organizations, including experience during his time at Loyola Marymount University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Reno Petrini is a Wealth Management Advisor at Merrill Lynch Wealth Management. In his role, he focuses on creating personalized wealth management strategies tailored to clients' individual financial situations and goals. He takes the time to understand clients and their families, helping them design and implement customized approaches that adapt to changing needs and market conditions. Reno provides access to the investment insights of Merrill and the banking convenience and lending solutions of Bank of America to address various aspects of clients' financial lives. Reno's expertise encompasses legacy planning, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, retirement income, and serving clients in sports and entertainment. He holds several professional designations, including Chartered Advisor in Philanthropy (CAP), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from Arizona State University. Beyond his professional responsibilities, Reno participates in community volunteer work in line with Merrill's tradition of community involvement. His personal interests include basketball, camping, cooking, hiking, and spending time with his family.