New York, NY 225 Liberty St Office

Mallhar Gupta is a Wealth Management Advisor at Merrill Lynch Wealth Management. With over 15 years of senior corporate executive experience in banking and financial services across multiple global geographies, Mallhar specializes in helping individuals and businesses develop comprehensive financial roadmaps. His expertise includes college education planning, executive compensation, legacy planning, managing new wealth, personal retirement planning, women and wealth, tax minimization, and retirement income strategies. Mallhar holds a Bachelor's and a Master's degree from the University of Allahabad. He is a CERTIFIED FINANCIAL PLANNER® (CFP) and a Personal Investment Advisor (PIA). Proficient in English, Hindi, and German, Mallhar has also served as a board member for EDC at the Metro Denver Chamber. Outside of his professional role, he enjoys boating, cooking, gardening, hiking, spending time with family, and practicing yoga.

Christopher Papadopoulos is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His previous roles include work at Bank of America, Stone Engineering & Architecture, and academic positions at Fordham University and Manhasset High School. Merrill, along with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Byren is a Senior Financial Advisor with Merrill Lynch Wealth Management, based out of the New York, NY office. He joined Merrill Lynch in 2018 after graduating from the University of South Carolina in 2017. In his role, Andrew provides customized financial planning and solutions tailored to each client’s specific needs, considering factors such as risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. Andrew focuses on a variety of client areas including college education planning, family wealth management strategies, retirement income, legacy planning, and portfolio management services, among others. He employs a modernized, planning-based approach and leverages the resources and experience of the BMV Group to deliver comprehensive advice and service. He holds the Personal Investment Advisor (PIA) designation. Residing in Hazlet, New Jersey, Andrew enjoys baseball, basketball, football, chess, music, skiing, soccer, reading, spending time with family, and watching movies. He is involved with Covenant House as part of his community engagement.

Timothy Wells is a Financial Advisor with Merrill Lynch Wealth Management, bringing over seven years of experience in financial services. He initially began his career at Merrill Lynch in Hunt Valley, Maryland, where he became fully licensed and specialized in trusts and estates. In 2020, he worked closely with fixed income traders at Bank of America in New York City before returning to Merrill Lynch Wealth Management in 2022 as a Financial Advisor at their Liberty Street office in New York. Timothy engages all avenues of Bank of America to develop and implement solutions for his clients, with a focus on trust and competency. His expertise includes working with executives, business owners, founders, and their families to build, protect, and preserve wealth through areas such as corporate benefits, equity compensation services, family wealth management strategies, and small business strategies. Timothy takes a proactive and client-centered approach, emphasizing listening and understanding clients' goals to provide clear, planning-focused guidance. He holds several FINRA registrations and professional designations including Accredited Wealth Management Advisor™ (AWMA), Chartered Financial Analyst® (CFA), and Certified Financial Planner® (CFP). Timothy earned a Bachelor of Science degree in Finance from Rochester Institute of Technology. He is a member of The Gow School Board of Trustees and is involved with The Gow School community. Outside of his professional pursuits, Timothy enjoys baseball, cooking, ice hockey, music, reading, traveling, and spending time with his family. He resides in Downtown New York City.

Jonathan Roman is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding what matters most to his clients and their families to develop personalized strategies aimed at pursuing their financial goals. His approach involves getting to know clients well to tailor advice on a range of financial needs. Jonathan's expertise encompasses general investing, retirement planning, and preparing for unexpected financial events. He provides ongoing advice and guidance, adapting to clients' changing needs over time. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned a Bachelor's Degree from the University of Rochester.

Paul Masone is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with the Bank of America Merrill organization since 2014, beginning as a Relationship Manager with Bank of America. Over the years, he has held various roles within the organization, leading to his current position in Merrill's Private Executive Services team. Paul specializes in a client-focused approach, emphasizing personalized wealth management strategies tailored to individual financial situations and goals. His expertise includes equity compensation, financial management, banking, retirement planning, college education planning, and socially responsible investing, among other areas. He works directly with clients and their families to create flexible strategies responsive to changing needs and market conditions. He graduated from the City University of New York's School of Professional Studies with a bachelor's degree in Business. Paul holds several professional registrations and designations, including Series 7 and 66 FINRA registrations, New York State Life/Accident & Health Insurance certification, Accredited Wealth Management Advisor™, Chartered Retirement Planning Counselor™, and Sports & Entertainment Accredited Wealth Management Advisor™. Outside of work, he spends time with family and enjoys activities such as baseball, football, gardening, genealogy, hiking, reading, running, traveling, and watching movies.

Michael Mattiello is a Wealth Management Advisor at Merrill Lynch Wealth Management. In his role, he helps successful individuals, families, and business owners make informed financial decisions that support their long-term goals. His expertise includes investment management, personalized financial planning, retirement and income strategies, business owner solutions, tax-efficient planning, and legacy and estate planning support. Michael's approach integrates customized portfolio construction, retirement and estate planning strategies, risk management, and multigenerational wealth planning. He collaborates closely with specialists across Merrill Lynch to provide clients with comprehensive resources and personalized advisory care. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He holds a Bachelor's Degree from Ithaca College. Outside of his professional work, Michael participates in community volunteering and enjoys personal interests such as baseball, drawing, hunting, music, reading, singing, skiing, spending time with his family, traveling, and writing.

John Barrett is a financial advisor with Merrill in New York, NY, holding Series 63 and Series 65 credentials and over 39 years of industry experience. He has been associated with Merrill since 1986 and Bank of America, N.A. since 2009. Outside of his advisory role, he owns a residential property in New York City that he rents out. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutions, offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm employs a variety of investment strategies overseen by its CIO and leverages its affiliation with Bank of America to provide integrated trading, lending, and cash management solutions.

Courtney Burton is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has been advising high net worth clients since 2000. She holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and has attained FINRA Series 7, 63, 65, 31, 9, and 10 registrations. Additionally, Courtney serves as a Senior Portfolio Advisor within the Firm's Investment Advisory Program. Her expertise covers asset and liability management, tax minimization, income and asset preservation, and tailored strategies for affluent individuals, families, small businesses, and institutions. Courtney focuses on client goals such as retirement income, education planning, executive compensation, and liquidity management. She emphasizes a disciplined, consultative approach to translate clients' financial needs into specific investment objectives. Courtney graduated from the University of Delaware with a Bachelor's degree. She is involved in community activities through Kids School and resides in Westport, Connecticut with her husband and two children. Her personal interests include baseball, reading, spending time with her family, and traveling.

Joshua Hidalgo is a Senior Vice President and Private Wealth Advisor at Merrill Private Wealth Management. In this role, he provides wealth and investment management services to high net worth families and institutions in the US and internationally. He is responsible for developing and implementing highly tailored, goal-oriented financial strategies, as well as tracking performance and risk metrics for his team's portfolios. Joshua joined Merrill in 2011 after earning a Bachelor of Business Administration degree in Finance from Florida International University. He is an alumnus and active member of Sponsors for Educational Opportunity, completing the program in 2010 with an internship at J.P. Morgan Private Bank. He holds the Chartered Financial Analyst® (CFA®) designation and additional credentials including Personal Investment Advisor (PIA) and Sports & Entertainment (SE). Based in New York City, Joshua enjoys traveling, golf, football, scuba diving, skiing, and spending time with his family.

Anthony Sarullo is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management. He works with professionals, executives, business owners, and families to help them make informed financial decisions and build long-term wealth. Anthony's approach focuses on understanding each client's unique priorities to develop personalized strategies in investment management, retirement planning, wealth accumulation, and legacy considerations. He offers expertise in areas including corporate benefits, divorce transition planning, employee benefits planning, equity compensation services, family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He holds a Bachelor's Degree from Union College and carries the Personal Investment Advisor (PIA) designation. Outside of his professional role, Anthony serves as a freshman football coach at Saint Peter's Prep in Jersey City and is involved with the Union College Football community.

Robert Mc Ginty Jr. is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 1993, also associated with Bank of America since 2011. Outside of his advisory role, he is an owner of a condominium in Stratton Mountain, Vermont, which he rents when not using it. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Christian Grillo is a financial advisor at Merrill with nine years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Merrill since 2018. Prior to joining Merrill, he was with Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marc Ochs is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2016 and Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jilian Rodriguez Montano is a financial advisor at Merrill with 13 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.