Norfolk, VA Waterside Dr Office

Jeffrey Brown is a financial advisor with Merrill in Norfolk, VA, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Burlin is a financial advisor with Merrill in Norfolk, VA, holding Series 63 and Series 65 designations and having 38 years of industry experience. He has worked with Merrill and its predecessor entities since 1988 and has been associated with Bank of America since 2009. Burlin is an owner of two family businesses unrelated to investment advisory services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Heaton IV is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2007, he has been assisting families in developing comprehensive financial strategies that are detailed enough to meet their goals while remaining straightforward to avoid unnecessary complexity or concern. His approach involves asking thoughtful questions, actively listening, and providing guidance aimed at serving the best interests of his clients and their families. With over two decades of experience in financial services dating back to 2002, Charles specializes in family wealth management, college education planning, personal retirement planning, portfolio management, and strategies tailored for women, special needs planning, and tax minimization. He strives to help clients prepare for significant life events such as births, graduations, weddings, celebrations, travel, and retirement, and provides support during challenging times to offer stability and a clear path forward. Prior to his financial career, Charles served as a Marine and Naval Officer for 25 years. He holds a Bachelor of Science degree from Embry-Riddle Aeronautical University, an M.B.A. from Old Dominion University, and is a graduate of the Naval War College. Charles is a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of work, he enjoys baseball, boating, and spending time with his family. He is married with two adult children.

Aashish Matani is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served since 1999. He currently leads the AHM Wealth Management Group as Senior Portfolio Manager, overseeing investment strategies tailored to clients' goals. In addition to managing client relationships, Aashish mentors fellow advisors and contributes to the firm's national diversity and inclusion initiatives. His expertise includes managing complex, high-net-worth client portfolios with a focus on legacy planning, philanthropic planning, small business strategies, tax minimization, and retirement income. Aashish holds multiple professional certifications including the Chartered Financial Analyst (CFA), Certified Investment Management Analyst (CIMA), and Certified Private Wealth Advisor (CPWA) designations. He earned a Bachelor's degree in Finance with a concentration in Portfolio Management from Old Dominion University. Inspired by his mother's journey as an immigrant and small business owner, Aashish values hard work and dedication. He resides in Virginia with his wife and enjoys biking, golfing, pickleball, reading, running, skiing, and spending time with family. He is also involved with community organizations such as the Barron's in Education Program, the Chesapeake Bay Wine Classic Foundation, and the Williamsburg Community Foundation.

Melody Litwiller is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2015. Outside of her advisory role, she serves as co-trustee for multiple family trusts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Danielle Henning is a Series 66-licensed financial advisor with Merrill, based in Norfolk, VA, and has 11 years of industry experience. She has been with Merrill since 2015 and also worked at Bank of America, N.A. for four years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Carl Crespi is a financial advisor at Merrill in Norfolk, VA, holding a Series 66 designation. He has professional experience at Bank of America, Merrill, and several organizations in the sports and education sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Jim Hendricks is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to develop personalized financial strategies aimed at achieving their short-, mid-, and long-term goals. He provides guidance on a range of financial matters including investing, retirement planning, and saving for unexpected expenses. Additionally, Jim facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Jim specializes in helping clients manage complex financial priorities such as purchasing a home, funding college education, caring for elderly parents, and preparing for healthcare needs. He collaborates one-on-one with clients to define their goals and design portfolio strategies suited to their objectives. As clients' situations evolve, Jim offers ongoing advice to adjust their financial plans accordingly. He holds the Personal Investment Advisor (PIA) designation and earned a High School Diploma/GED from Kansas State University.

Cheryl Donahue is a financial advisor at Merrill with 40 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 1983. Outside of her advisory role, she also holds power of attorney for her spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julia Marina Villegas Hernandez is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, she held roles in various sectors including shipping, sales, solar energy, and education. She is also the owner of Papeleria by Villegas Ventures, an Etsy shop specializing in digital invitation templates. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a wide range of clients, including individuals, high-net-worth clients, and institutions.

Leslie Doyle is a financial advisor at Merrill with 28 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 1999, including her current tenure since 2009, alongside her ongoing role at Bank of America, N.A. since 2002. Outside of her advisory work, Doyle serves as a board member for Children's Health Systems, a nonprofit hospital focused on pediatric care in Norfolk, VA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, corporations, and charitable organizations, leveraging internal and third-party portfolio managers.

Navaneeth Saiprasad is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2019, previously holding roles at Bank of America, SunTrust, and Best Buy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Coffing is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Norfolk, Virginia. He has been serving clients in this capacity since 1984, focusing on customized wealth management strategies, equity markets, and money management. As a qualified Portfolio Manager, he constructs and oversees personalized or defined investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party strategies. His services extend to managing portfolios on a discretionary basis through the firm's Investment Advisory Program, with an emphasis on addressing the financial needs of high net worth individuals and families by considering factors such as risk tolerance, time horizon, liquidity requirements, and overall investment objectives. Mr. Coffing holds a Bachelor of Science degree from Xavier University and a Master of Science degree from Old Dominion University. He maintains FINRA Series 7, 63, and 65 registrations, as well as a Life and Health insurance license. Additionally, he has completed business coursework in management, finance, accounting, and economics, including programs at the Wharton School of the University of Pennsylvania and executive education at the Graduate Schools of Business at the University of Chicago and Harvard University. In his personal life, Christopher Coffing is married to Julie, and they have two sons who graduated from the University of Virginia. He is a grandfather as of 2016. His community involvement includes membership in the Norfolk Yacht & Country Club and serving as Chairperson of the Strategic Planning Committee for the Virginia Opera.

Tanya Merchant is a Senior Financial Advisor at Merrill Lynch Wealth Management and a Personal Investment Advisor (PIA). She joined the financial services industry in 2005, beginning her career as a trainee at Merrill, where she held roles in operations and analysis. Since 2016, Tanya has served as a financial advisor at Morgan Stanley before joining The AHM Wealth Management Group in Virginia Beach. Tanya's expertise includes college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, socially responsible and values-based investing, and women and wealth. Her approach to wealth management is collaborative and holistic, designed to understand clients' unique priorities and financial situations to help them plan for their retirement and broader financial goals. She holds a Bachelor of Arts degree in Economics with a specialization in Finance from the University of Virginia. Tanya is actively involved in community and professional organizations including the Filipino-American Community Action Group, the Foodbank of Southeast Virginia, Forging Youth Resilience (formerly Steve's Club Denver), the Filipino American Chamber of Commerce of Virginia, and the Virginia Beach Chorale. Beyond her professional pursuits, she enjoys adventure sports, boxing, camping, cooking, drawing/sketching, hiking, music, singing, traveling, and spending time with her family.

Kate Ryan is a Series 66 licensed financial advisor with nine years of industry experience, currently working at Merrill. She has been with Merrill since 2015, except for a one-year period of unemployment from 2021 to 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.