Ponte Vedra, FL Office

Team
Updated today
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Merrill

Institution

Firm-wide stats for Merrill

Total advisors

25,560

Across 3,137 offices

Clients per advisor

70 Very Low

Avg AUM per client

$860,085 Very High

HNW client ratio

29% High

About

Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program. The firm offers model‑based and discretionary strategies constructed by internal Chief Investment Office (CIO) teams and third‑party style managers and implements trading, account administration and custody support for individuals, high‑net‑worth clients, pension and profit‑sharing plans, corporations and charitable organizations.

Portfolio implementation varies by Strategy: some are model‑based where MAA implements CIO or style manager models, while others authorize third‑party Discretionary Managers to execute trades directly; the CIO also uses strategic and tactical asset allocation and offers “tax aware” versions of related strategies for higher tax‑sensitivity investors. Cash allocations are typically swept through the Bank’s Cash Sweep Program or invested in money market alternatives, and clients can request reasonable investment restrictions (which MAA may accept or decline and may have limited effect where Funds are used).

Several features in the brochure distinguish Merrill from many peers: as part of the Bank of America group it has affiliates that operate in swaps and derivatives markets and it has disclosed planned arrangements to receive “Support Fees” and to offer optional Data Analytics to third‑party firms beginning January 1, 2027 (the brochure notes Merrill will not receive Support Fees for accounts enrolled in the SPS Program). The firm also discloses multiple SEC administrative orders and related enforcement matters (including a 2025 order with a $25 million civil penalty related to cash sweep disclosures), and the Program materials do not present the SPS service as a source of standalone financial planning.

Based on Merrill

Expertise

Tax-loss harvesting Active portfolio management Wealth management

Based on Merrill

Location

Ponte Vedra FL

Advisors at this office

3

Advisors at this office

Merle C

Series 66

Ponte Vedra, FL

Merrill

Merle Campbell is a Private Wealth Advisor with Merrill Private Wealth Management. In this role, Merle provides personalized wealth management services and guidance to clients. Merle holds the Professional Investment Advisor (PIA) designation, demonstrating expertise in investment strategies and financial planning. Merle's educational background includes a Bachelor's Degree from the University of Oklahoma, as well as a Master's Degree and a Doctorate Degree from Georgia State University.

Wealth management

Ryan B

Series 66

Ponte Vedra Beach, FL

Merrill

Ryan Beshany serves as the Resident Director of the Ponte Vedra office and is a Wealth Management Advisor leading The Beshany Group at Merrill Lynch. He joined Merrill Lynch Wealth Management in 2014 after serving over 13 years as a naval aviator flying SH-60B Seahhawk helicopters and continued his service in the U.S. Navy Reserve until retiring in 2024. Ryan earned a Bachelor of Science degree from the United States Naval Academy in 2001 and a Master of Science degree from the Naval Postgraduate School in 2009. He holds the Certified Private Wealth Advisor (CPWA) designation awarded by the Investments & Wealth Institute after completing the educational component at the Yale School of Business. As a qualified Senior Portfolio Manager, Ryan manages his own personalized and defined investment strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party strategies, often on a discretionary basis. In addition to his advisory role, Ryan is responsible for managing and supervising the Ponte Vedra office. He lives in Ponte Vedra Beach, Florida, with his wife, three children, and three dogs. Outside of work, he enjoys spending time with his family, fitness activities, and surfing.

Wealth management Retirement income strategy Retirement withdrawal strategies Tax-loss harvesting Military & Veterans Parents Mid-Career Professionals
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Keith B

Series 63, Series 66

Ponte Vedra Beach, FL

Merrill

Keith Bratton is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and 33 years of industry experience. He has worked at Merrill since 2001 and Bank of America, N.A. since 2009. He is also associated with Bratton Family LLC outside of his advisory role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tax-loss harvesting Active portfolio management Wealth management
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