Wayne, PA 724 W Lancaster Ave Office

Thomas Helmig Jr. is a financial advisor at Merrill with 18 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2007 and Bank of America, N.A. since 2011. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional investors. The firm offers managed account programs, discretionary portfolio management, and brokerage services through a combination of personal financial advisors and an affiliated registered broker-dealer, with a focus on manager selection and tax-efficient investment strategies.

Thomas Eybye is a Financial Advisor affiliated with Merrill Lynch Wealth Management. He has been assisting individuals and families in pursuing their financial goals since 2012. Thomas emphasizes the importance of a comprehensive written financial plan as a foundation for financial decision-making and confidence. Thomas's expertise includes family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He takes a personalized approach by getting to know his clients and understanding their priorities to develop strategies aligned with their goals. His professional designation is Personal Investment Advisor (PIA). Thomas holds a Bachelor's Degree from the University of Delaware and a Master of Business Administration (MBA) from the State University of New York System. He is fluent in English, Spanish, and German. Outside of his professional role, Thomas enjoys camping, hiking, music, reading, running, spending time with his family, and traveling.

Satyam Desai is a Senior Resident Director and Wealth Management Advisor with Merrill, where he specializes in serving corporate executives and managing new wealth. He designs financial strategies tailored to significant life developments, including company exits, liquidity events, and legacy planning. His approach focuses on comprehensive planning that balances aspirational goals with the financial necessities of clients' family and retirement needs. Before joining Merrill in 2014, Satyam was a director at Morgan Stanley for eight years. He holds a Bachelor's degree from Michigan State University and has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Equity Plan Consultant (EPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has also served as a board member for the National Association of Stock Plan Professionals (NASPP) Philadelphia Chapter from 2012 to 2015. Satyam lives in Ardmore, Pennsylvania, with his wife and three children. Outside of his professional work, he coaches his son's first-grade basketball team and enjoys playing basketball, as well as gardening, bowling, and golfing.

Gary Baker is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been affiliated with Merrill Lynch since 2007 and Bank of America NA since 2011. Outside of his advisory role, Baker serves as an advisory board member for Beat the Streets Philadelphia, a nonprofit focused on academic tutoring and wrestling programs for underprivileged youth, and is the head wrestling coach at Conestoga High School. He is also a general partner and consultant for GenreWerks, LLC, a company involved in developing character-based designs for screen-printed apparel. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Susan Butler is a financial advisor with Merrill, holding Series 63 and Series 65 designations and 39 years of industry experience. She has worked with Merrill since 1987 and has also been associated with Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Michael Marotta is a Series 66-licensed financial advisor with Merrill in Wayne, Pennsylvania, and has 14 years of industry experience. He has worked at Bank of America and Merrill since 2017 and was previously with UBS Financial Services from 2013 to 2017. He also serves as co-trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Robert Defalco is a financial advisor at Merrill with 29 years of industry experience. He holds the Series 66 designation and has been with Merrill Lynch since 1986. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Zachary Oser is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. He previously worked at Bank of America and has a background that includes teaching positions at Temple University, North Penn High School, and Pennbrook Middle School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, employing model-based and discretionary investment strategies developed by internal and third-party managers.

Victor Altadonna is a Financial Advisor and partner of a wealth management group in the Philadelphia area, where he works with affluent individuals and families to address their financial goals and streamline their wealth management services. He provides guidance in areas including tax, estate, and education planning, with a focus on helping clients preserve and grow their wealth. Victor's areas of expertise include family wealth management strategies, institutional and corporate benefit services, portfolio management services, small business strategies, and individual and corporate investment strategy. Victor holds a Bachelor of Science degree from Pennsylvania State University and has earned several professional designations, including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), Accredited Wealth Management Advisor (AWMA), and Personal Investment Advisor (PIA). He is committed to ongoing professional education to stay informed about market changes and new opportunities for his clients. His approach emphasizes personalized financial strategies tailored to individual goals. Outside of his professional work, Victor is involved with the Ed Snider Youth Hockey & Education program and enjoys spending time with his wife Jamie and son Dominic. His personal interests include fishing, golfing, hiking, and scuba diving.

Beatriz Gomez is a financial advisor with Merrill in Wayne, PA, holding a Series 66 designation and six years of industry experience. She has been with Merrill since 2001 and worked at Bank of America, N.A. since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Gustavo Gutierrez is a financial advisor with Merrill, holding a Series 66 designation and 25 years of industry experience. He has worked at Merrill since 2013 and has been with Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Cutshall is a financial advisor with Merrill in Wayne, PA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Merrill since 1997 and Bank of America since 2011. Outside of his advisory work, Cutshall serves as vice president of Love Kidder Township, a social welfare organization focused on environmental wellbeing, and owns a fly fishing guide business where he provides instruction. Merrill, in partnership with Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Roberto Calderon is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. In his role, he serves successful professionals, business owners, and families by helping them navigate financial complexities and make informed wealth management decisions. His approach focuses on enhancing the efficiency of clients' financial lives by identifying opportunities, preventing costly errors, and organizing the various components of their financial landscape. Roberto's expertise covers areas including college education planning, executive and equity compensation services, family wealth management strategies, personal retirement planning, portfolio management, small business strategies, special needs planning, tax minimization, and retirement income. He holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations and earned a bachelor's degree from Florida International University. Roberto is fluent in English and Spanish. Outside of his professional duties, Roberto enjoys engaging in sports such as tennis, padel, golf, and volleyball, and spends time experimenting with new recipes in the kitchen. He is also involved with The Ability Experience community organization.

Adam Goldin is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 20 years of experience in the financial industry, having previously worked as a municipal bond analyst and economist. In his current role, Adam focuses on creating comprehensive, goals-based wealth management plans that address all aspects of a client’s financial life, including family, finances, health, home, work, leisure, and giving. Adam’s expertise encompasses retirement planning, portfolio management, tax minimization, college education planning, family wealth management, legacy planning, liquidity management, and small business strategies. He emphasizes the importance of helping individual savers navigate the complexities and risks of personal finance, especially given the decline of private pensions and the increasing need for informed decision-making. Adam holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his bachelor’s degree from Binghamton University and holds master’s degrees from George Washington University and Fordham University. Outside of his professional work, Adam enjoys baseball, biking, football, hiking, ice hockey, reading, tennis, traveling, watching movies, and spending time with his family.

David Bloom is the Senior Vice President and Resident Director of the Media, Pennsylvania office of Merrill Lynch Wealth Management. With over 27 years of experience in financial advising, he leads The Bloom Vermeil Wealth Management Group, focusing on providing clients with comprehensive wealth management services tailored to simplify and manage the complexities of their financial lives. His clients include a diverse group of professionals and retirees. David's expertise encompasses retirement planning, tax-smart investment management, wealth transfer planning, and supporting families with estate, long-term care, and Medicaid planning decisions. Holding the CERTIFIED FINANCIAL PLANNER® certification since 2000, and having practiced law previously, he collaborates closely with clients' accountants and attorneys to support their financial goals. Prior to joining Merrill Lynch in 2019, David worked with The Vanguard Group, U.S. Trust Company of New York, and J.P. Morgan Private Bank. He earned a Bachelor's degree with honors from Villanova University and a Juris Doctorate from Widener University Delaware Law School. Residing in Swarthmore, Pennsylvania, with his wife and two sons, David enjoys outdoor activities such as chess, fishing, golfing, reading, running, and skiing. He is also actively involved in his community, having served on boards including the Children's Literacy Initiative, Benchmark School, Delaware County Estate Planning Council, and Swarthmore Swim Club.