York, PA Office

Ty Wilkinson is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in networking with realtors and supporting business acquisitions through alternative financing solutions tailored to real estate and business transactions. He collaborates with a team of specialists to provide goals-based wealth management services to families, accomplished professionals, and successful business owners, focusing on delivering customized advice and a disciplined investing approach. Wilkinson's expertise includes college education planning, divorce transition planning, personal retirement planning, tax minimization, and retirement income strategies. He holds a bachelor's degree from Shippensburg University. A lifetime resident of central Pennsylvania, he describes himself as passionate, caring, and ambitious, and values cultivating long-term client relationships by providing exceptional service. Outside of work, his interests include hunting, music, skiing, swimming, and watching movies.

Derek Nowak is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2007 as a summer intern, where he developed expertise across various aspects of personal finance. Derek holds a Bachelor's Degree in business with a minor in economics from Franklin and Marshall College and earned an MBA from the Pennsylvania State University System. Derek's professional focus includes college education planning, corporate benefits, family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Active in his community, Derek has contributed to organizations such as Historic St. Mary's Church in Lancaster, PA, the Pennsylvania Dutch Council of the Boy Scouts of America, and has served on the board of the Lancaster Science Factory. He volunteers as a Cubmaster in the local Cub Scouts pack and has supported the Red Cross as a DAT captain. Outside of work, Derek enjoys camping, running, and swimming. He lives in Lancaster, PA, with his wife and four children.

J Wertz is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 1977 and holds the position of First Vice President. In his role, he serves as a Portfolio Manager, developing and managing personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He also manages clients’ accounts through the firm's Investment Advisory Program, sometimes on a discretionary basis. Kevin’s expertise encompasses family wealth management strategies, personal retirement planning, individual and corporate investment strategies, and retirement income. His client base includes affluent families, corporate executives, and successful business owners who seek long-term financial strategies and lasting relationships. He earned a Bachelor of Arts degree in Economics from the University of Pittsburgh and holds the Chartered Retirement Planning Counselor™ (CRPC™) designation, which he obtained in 2007. Additionally, he is recognized as a Personal Investment Advisor (PIA). Outside of his professional activities, Kevin enjoys golfing, table tennis, and spending time with his family.

Joseph Adamchak is a financial advisor with Merrill in York, PA, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has worked at Merrill since 1994 and also has a concurrent affiliation with Bank of America since 2009. Outside of his advisory role, Adamchak serves on a committee for the Country Club of York and participates in the United Way of York County Tocqueville Society Cabinet. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Katrina Strumsky is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Robert Fegely serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides services in areas including Executive Compensation, Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Managing New Wealth, Personal Retirement Planning, Philanthropic Planning, Portfolio Management Services, and Tax Minimization. Robert holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, the Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He earned a Bachelor's Degree from York College of Pennsylvania. As a lifelong resident of Central Pennsylvania, he has been with Merrill Lynch Wealth Management since 2007. Outside of his professional responsibilities, Robert is a member of the Rotary Club of York and serves on the Board of Directors for The Belmont Theatre. He enjoys music, reading, spending time with his family, and traveling.

Nicholas Sciotti is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on collaborating with clients, their families, and professional teams to develop customized wealth management strategies that address personal goals and long-term plans. Nicholas emphasizes the importance of building tailored financial plans to align investments and manage risks effectively. He holds the CERTIFIED FINANCIAL PLANNER™ certification, the Certified Plan Fiduciary Advisor® designation, and the Chartered Retirement Planning Counselor™ designation. Nicholas graduated with honors from the University of Pittsburgh with B.S. degrees in Finance, Economics, and Accounting, and participated on the Investment Committee of the University’s Portfolio known as The Katz Investment Group. Nicholas is active in community organizations such as Junior Achievement of South Central Pennsylvania, Northeastern Little League Baseball, and the APJ Foundation. He volunteers as a Little League Baseball coach and engages with area schools and internship programs to share his experiences in transitioning from student to the workforce.

Matthew Kale is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been a team member since 2018. He brings extensive experience to his role, having been a partner in his family business for 12 years before selling it. Prior to his entrepreneurial venture, Matthew worked as a Financial Advisor with New England Securities and M&T Securities. He utilizes the resources of Merrill and the banking convenience of Bank of America to provide financial solutions, including cash flow management and unique financing strategies tailored to meet clients' specific needs. Matthew holds a Bachelor's Degree from Millersville University and has earned the Professional Investment Advisor (PIA) designation. His areas of expertise include corporate executive services, executive and equity compensation, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, and tax minimization. Residing in Spring Grove, Pennsylvania, with his wife Danielle and their two daughters, Matthew is involved with the organization Creative York as a board member. Outside of his professional commitments, he enjoys basketball, golf, and painting, and has a passion for playing and coaching basketball.

Donald Baker is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing nearly 30 years of experience in financial advisory services. He specializes in family wealth management strategies, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income. Donald serves as the team's equity strategist, focusing on researching special situations to identify timely and innovative investment opportunities that align with clients’ financial strategies. Donald earned a Bachelor's Degree from Shippensburg University and holds the Personal Investment Advisor (PIA) professional designation. Throughout his career, he has emphasized the importance of a disciplined and customizable investment process tailored to each client’s unique situation. A lifelong resident of Spring Grove, Donald is actively involved in his community. He founded and manages the Heather Baker Foundation, named in honor of his late wife, which supports families facing medical expenses. Donald’s personal interests include racquetball, traveling, and spending time with his family.

Kelley Romyn is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, Romyn worked in various school districts including Manheim Township and Red Lion Area. Outside of financial advising, Romyn has been involved with the Red Lion Aquatic Club and Red Lion Area High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Gross is a Series 66 licensed financial advisor with Merrill in York, PA, with 22 years of industry experience. She has been with Merrill since 1999 and also worked at Bank of America, N.A. beginning in 2025. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through model-based and discretionary strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, providing a range of investment approaches including tax-aware strategies.

Jon Adams is a financial advisor at Merrill with Series 63 and Series 65 credentials and 41 years of industry experience. He has worked at Merrill since 1995 and concurrently at Bank of America since 2009. Outside of his advisory role, he serves as a director of the Heather Baker Foundation, a nonprofit supporting families affected by cancer, and is an advisory board member for the Salvation Army York Citadel. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and organizations.

Jeremy Tshudy is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he provides disciplined wealth management and financial planning services. Since joining the firm in 2008, Jeremy has worked to help clients manage their portfolios and expectations, emphasizing the importance of long-term results in achieving key objectives, particularly retirement planning. He partners closely with clients to develop a deep understanding of their financial goals, family circumstances, and attitudes toward money. Jeremy’s areas of expertise include corporate executive services, education planning, family wealth management strategies, personal retirement planning, portfolio management, tax minimization, and retirement income. He is a founding member of Bush Tshudy Montgomery and Associates, collaborating with fellow financial advisor Ian Montgomery to serve a diverse clientele including corporate executives, business owners, physicians, entrepreneurs, widows, and multiple generations across Pennsylvania and nationwide. He holds several professional designations, including the Chartered Retirement Planning Counselor™ (CRPC™) from the College for Financial Planning Institutes Corp, Certified Plan Fiduciary Advisor® (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Jeremy earned his bachelor’s degree from the Pennsylvania State University System. Jeremy lives in Millersville, Pennsylvania, with his wife Jessica, their three children, a cat, and a dog. Outside of work, his interests include boating on the Chesapeake Bay, hiking, running with his dog, supporting the Philadelphia Eagles, cooking, and spending time with his family. He has served as a founding board member and volunteer coach for the Penn Manor Youth Softball organization and supports charitable organizations such as the United Way of York and Lancaster counties, the Lancaster Conservancy, and the Chesapeake Bay Foundation.

Holly Holmes is a financial advisor with Merrill in York, PA, holding a Series 66 designation and 20 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Outside of her advisory role, she serves as a director for the Heather Baker Foundation, a charitable organization supporting families affected by cancer. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Haun is a Wealth Management Advisor with The BF Group at Merrill Lynch Wealth Management. He joined the team in 2020 and focuses on developing and overseeing the group’s investment strategies. Michael works directly with clients and their families to create customized financial plans aimed at achieving their financial goals. His expertise includes managing new wealth, personal retirement planning, portfolio management, tax minimization, retirement income, and services for endowments, foundations, and non-profits. With over 14 years of experience in the financial industry, Michael previously managed the investment strategy and process for the wealth management group of a community bank for eight years. He holds a degree in finance from The Pennsylvania State University and has earned the Chartered Financial Analyst (CFA) designation as well as the CERTIFIED FINANCIAL PLANNER™ certification. He is a member of the CFA Institute and the CFA Society of Philadelphia. Michael is active in his community, serving on the board of the United Way of York County and participating on the Distribution Committee of the York County Community Foundation. Outside of work, he enjoys playing golf, running, studying history, and spending time traveling with his wife and two children.