A complete list of active advisors currently associated with Merrimack Valley Financial Advisors, Inc.

Warmer can help you find a great advisor at Merrimack Valley Financial Advisors, Inc. or one who fits your needs even better.

Merrimack Valley Financial Advisors serves individual clients (including high-net-worth households) and institutional clients such as pension, profit-sharing and 401(k) plans, providing discretionary portfolio management, model portfolio management, pension consulting and comprehensive financial planning. The firm offers both customized portfolios built from client-specific investment policies and model asset-allocation portfolios, and provides plan-level services such as Investment Policy Statement preparation, investment vehicle selection, ongoing monitoring and participant education for self-directed plans. The firm’s process begins with in-depth client discussions to establish objectives, time horizon, risk tolerance and tax considerations, and implements discretionary strategies guided by those inputs; analysis methods include fundamental, quantitative and qualitative research, asset allocation and a long-term purchase orientation, with monthly reviews and annual rebalancing. For model portfolios, suitability is assessed up front and accounts are generally managed to the model’s goal rather than fully individualized allocations, with quarterly outreach and at least annual suitability contact. What is noteworthy for a firm of this size is its affiliation with an accounting practice (McLarney & Company, LLC) whose principals are also involved in the advisory business and routinely cross-refer clients, a relationship the firm discloses and addresses through conflict-management procedures. The firm’s personnel are also registered representatives of a broker-dealer and licensed insurance agents, and the brochure discloses that some clients may execute recommended transactions through those associated persons (including commission-based trades and potential fee offsets), a practice that is uncommon among peer supported firms.

To learn more about the advisors currently working at Merrimack Valley Financial Advisors, Inc., click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.