Metz Capital Management LLC

Metz Capital Management serves individuals, individual retirement plans, trusts, estates, charitable organizations and business entities, providing discretionary investment supervisory services alongside fee-based financial planning, estate, business and educational planning. The firm typically constructs diversified portfolios invested primarily in mutual funds that do not charge sales loads and may also include certificates of deposit, municipal and government bonds, equity securities and exchange-traded funds.

Metz Capital’s investment process emphasizes portfolio diversification and periodic rebalancing, with analysis that reviews fees, investment style, risk-adjusted returns and Modern Portfolio Theory statistics for equity and fixed-income selections. Accounts are managed on a discretionary basis with at least quarterly portfolio reviews and ongoing monitoring, and the firm also offers ad hoc consultation and non‑supervisory investment advice.

The brochure’s methods-of-analysis section explicitly references separately managed accounts and the firm includes a discussion of “Leverage Risk,” indicating the potential use of borrowing or leverage in managed accounts — a combination that is uncommon among peers. The managing member holds a Certified Divorce Financial Analyst (CDFA) credential and the firm discloses a Participation Fee arrangement with Charles Schwab for referred accounts, reflecting a niche credentialed service mix and a custodial referral relationship not typical for similarly sized advisers.