MFH Investments Inc.

The firm serves individual, business and trust clients and, unusually for a solo independent adviser, also includes charitable organizations among its client types. It provides discretionary investment management and general financial planning across equities, fixed income, mutual funds, ETFs, certificates of deposit and publicly traded partnerships, overseeing roughly $30.5 million in client assets.

Investment decisions are grounded in fundamental equity analysis, including discounted cash‑flow estimates of intrinsic value, with fixed-income positions measured against historical benchmarks; asset allocation is tailored by varying equity versus fixed-income exposure to match each client’s risk profile. Accounts are managed on a discretionary basis under a limited trading authorization, and the firm uses passive and active exposures (including commodity and gold ETFs) while generally avoiding direct use of options or futures.

The advisory business is affiliated by common ownership with a public accounting practice that provides tax compliance and planning, and the firm’s principal is credentialed as both a CPA and a CFP and devotes roughly half of his time to accounting work for overlapping clients—an organizational and service mix that is uncommon among independent advisers. As a small, single‑advisor practice with a limited client roster, the firm has consolidated custody relationships with a national custodian and emphasizes bespoke, integrated tax and investment support for those clients who use both firms.