Charlotte, NC Office

MIAI, Inc. provides investment management, financial planning, and retirement-plan consulting to individuals, trusts, estates, corporations, charitable organizations, and pension and profit-sharing plans, managing approximately $213 million for roughly 274 clients through a team of four advisors. Services are delivered through its proprietary MIAI Advisor Program (MAP) and by advising clients on the Fidelity Managed Account Xchange (FMAX) platform, as well as standalone planning and ERISA-focused retirement-plan consulting.

The firm typically manages client assets on a discretionary basis guided by client questionnaires and investment policy statements, monitors portfolios, and implements reallocations as appropriate; portfolios may include mutual funds, ETFs, individual securities, and variable annuity sub-accounts. For FMAX accounts MIAI selects models or investment managers available on the platform while implementation managers or third‑party investment managers often retain trading discretion, and MIAI may deduct advisory fees from custodian accounts.

MIAI is notable among peer team firms for its multiple affiliated roles: it is affiliated by common ownership with Maplewood Investments, Inc. (a broker/dealer) and with other advisory entities, and it also operates as an insurance agency whose representatives may be registered representatives of the affiliated broker/dealer and receive commissions on product sales. These overlapping advisory, brokerage, and insurance relationships — and a prior SEC share-class selection matter that led the firm to update disclosures and procedures — are disclosed and addressed in its policies, Code of Ethics, and supervisory procedures.