A complete list of active advisors currently associated with Michael Garber Financial Planning

Warmer can help you find a great advisor at Michael Garber Financial Planning or one who fits your needs even better.

Michael Garber Financial Planning serves individuals and families through an independent, fee-only advisory model, providing holistic financial planning, investment consulting, tax preparation, estate-plan review, risk-management and small-business planning. Services are delivered via annual Open Retainer engagements with multiple scheduled reviews or narrower Project Retainer engagements focused on specific planning tasks. The firm emphasizes a long-term, fundamental and cost-minimizing investment approach, generally recommending passive vehicles such as no-load mutual funds, ETFs, U.S. government securities and bonds tailored to a client’s tax situation and goals. Adviser does not have discretionary trading authority or custody of client assets and makes recommendations for clients to implement, with periodic reviews rather than continuous monitoring. Notable distinctions include a retainer- and project-based fee model instead of charging a percentage of assets under management, and a stated policy of not accepting commissions or referral fees. The solo principal integrates tax-preparation services into the planning practice, follows a formal code of ethics and a NAPFA fiduciary oath, and positions the firm as a planning-focused advisory rather than a discretionary portfolio manager.

To learn more about the advisors currently working at Michael Garber Financial Planning, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Michael Garber	Gilroy, CA	9

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