Mid Michigan Insurance and Financial Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$6,225,000
Clients
47
Advisors
2
across 2 offices
About
Mid Michigan Insurance and Financial Services provides investment advisory and financial planning services to individuals, trusts, companies and pension plans through a small, two-advisor practice serving roughly 47 clients. Its services include written financial plans, one‑time and as‑needed consultations, managed model‑portfolio solutions via third‑party managers, and the sale of life insurance and annuity products.
The firm operates primarily on a non‑discretionary basis and reports managing approximately $6,235,626 in non‑discretionary assets; model portfolios are selected and then implemented by a third‑party platform that may be given discretionary authority to trade. Investment advice incorporates fundamental, technical and cyclical analysis and employs strategic and tactical asset allocation and value‑oriented elements, with recommendations tailored to client‑provided risk tolerances.
Mid Michigan is notable among peers for its role as an insurance broker/agent and for affiliations with insurance wholesaling entities, which leads advisors to receive commission compensation for insurance and annuity sales and creates disclosed conflicts of interest. The brochure also discloses resolved client complaints related to annuity transactions, states the firm does not accept performance‑based fees, does not take trading discretion itself, and maintains only limited custody for fee deduction.
Client services
Expertise
Fee options
Fixed fee for financial planning and consulting services ranges from $0 (or waived) up to $10,000
Investment adviser representatives also act as insurance agents and receive commissions for insurance and annuity products
Hourly fee for financial planning and consulting services ranges from $0 (or waived) up to $500 per hour
Account minimum: $100 minimum platform fee may be passed on to client Minimum fee: Platform provider may impose a minimum fee of $100.00 per account Fee-only: Financial planning and consulting services offered under hourly fees up to $500/hour and fixed fees up to $10,000
Main office
See office815 E Midland St Suite 2
Bay City MI 48706
Advisors at this office
1
Offices (2)
Most active in
Indiana · Michigan
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Erik T
Series 63, Series 65
Bay City, MI
Mid Michigan Insurance and Financial Services LLC
Erik Thompson is a financial advisor at Mid Michigan Insurance and Financial Services LLC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Bankers Life Securities Inc and Banker's Life and Casualty since 2011. In addition to his advisory role, Thompson serves as a branch manager, overseeing insurance sales and training new agents. Mid Michigan Insurance and Financial Services is a small, two-advisor firm providing investment advisory and financial planning services to individuals, trusts, companies, and pension plans. The firm offers written financial plans, consultations, managed model-portfolio solutions through third-party managers, and life insurance and annuity products, primarily operating on a non-discretionary basis.
Jeremy W
Series 66
Auburn, IN
Mid Michigan Insurance and Financial Services LLC
Jeremy Watson is a financial advisor with Mid Michigan Insurance and Financial Services LLC in Auburn, IN, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Bankers Life and Casualty, Bankers Life Securities, Regal Investment Advisors, and American Senior Benefits, where he also serves as a branch manager. Mid Michigan Insurance and Financial Services is a small practice serving individuals, trusts, companies, and pension plans with investment advisory and financial planning services. The firm primarily operates on a non-discretionary basis, offering managed model-portfolio solutions alongside insurance and annuity products.
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