MiGH Financial Planner, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
MiGH Financial Planner, LLC provides ongoing portfolio management and financial planning to individuals, high‑net‑worth clients, and certain pension or profit‑sharing plans. The firm prepares written investment policy statements and offers planning that covers retirement, tax considerations, college funding, insurance, and debt/credit planning.
Investment decisions are implemented using five model portfolios adapted from institutional models to match clients’ risk tolerances and time horizons, with equity exposure built mainly from ETFs and a detailed approach to fixed‑income selection. The adviser generally operates with discretionary authority and routes new managed accounts to a primary custodian that debits management fees daily under a blended schedule.
What is distinctive about MiGH is its very small client base combined with relatively large assets per client, indicating a focus on higher‑balance relationships rather than a broad retail book. The firm does not aggregate trades across client accounts, does not receive soft‑dollar research benefits, and documents a bespoke fixed‑income research process (including use of screened individual bonds, preferred stock and closed‑end funds) that is more hands‑on than many peers of similar size.
Client services
Expertise
Fee options
$1,600 to $2,400 for initial financial plans depending on complexity; $120 per month fixed fee for ongoing financial advice for existing clients (discontinued for new clients)
$0 - $200,000: 0.90% annually $200,000 - $800,000: 0.78% annually $800,000 - $1,500,000: 0.75% annually $1,500,000 - $3,500,000: 0.67% annually $3,500,000 - No Limit: 0.63% annually
$250/hour for financial planning
Account minimum: $500,000
Main office
Los Gatos CA
Advisors at this office
1
Most active in
California
Also doing business as
Hudick, Michael G · Migh Financial Planner · Migh Financial Planner, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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