Milieu Personal Finance LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Milieu Personal Finance is a fee-only, independent registered investment adviser that provides comprehensive and project-based financial planning and discretionary portfolio management to individual clients, including high-net-worth individuals. The firm delivers written financial plans, coordinates with third-party professionals when needed, and does not accept commissions or performance-based compensation.
The firm’s investment approach draws on modern portfolio theory and uses a mix of passive and active strategies across stocks, bonds, mutual funds, and ETFs, with the option to incorporate socially responsible (ESG) preferences. It may use Outside Managers and sub-advisory platforms; when providing ongoing management the adviser typically operates with discretionary authority and directs clients to custody and trade through a designated advisory platform.
Milieu Personal Finance does not charge a percentage-of-assets-under-management advisory fee and instead relies on fixed initiation, ongoing, and project-based planning fees, while clients who use the firm’s recommended platform also incur that platform’s separate asset-based wrap fee. The firm is a recently formed, small practice with a sole advisor who maintains significant outside employment during market hours — a potential operational distinction the brochure notes and that the firm says is mitigated by its planning-focused, lower-frequency investment approach.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Project-Based Financial Planning fixed fees range from $2,400 to $4,800
$0 - $250,000: $200 monthly fee plus $600 initiation fee $250,001 - $500,000: $250 monthly fee plus $750 initiation fee $500,001 - $1,000,000: $300 monthly fee plus $900 initiation fee $1,000,001 - $2,000,000: $350 monthly fee plus $1,050 initiation fee $2,000,001 - $4,000,000: $400 monthly fee plus $1,200 initiation fee $4,000,001+: Contact MPF to discuss fees
Minimum fee: Initiation fees from $600 to $1,200 depending on portfolio size; monthly fees from $200 to $400 depending on portfolio size Fee-only: Fixed fees for financial planning services; initiation fees and monthly fees as described; project-based financial planning fixed fees range from $2,400 to $4,800
Main office
Ann Arbor MI
Advisors at this office
1
Most active in
Michigan
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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