Cordova, TN Office

Millennial Wealth provides comprehensive financial planning and discretionary investment management to individual and high‑net‑worth clients, with services tailored to each client's circumstances. The firm integrates ongoing planning and portfolio oversight and also provides advice and monitoring for held‑away and employer‑sponsored accounts when clients cannot transfer custody.

The firm’s investment approach is primarily passive, building asset‑class portfolios, but it supplements that approach with tools such as direct indexing, fundamental and cyclical analysis, and, when appropriate, third‑party money managers. Millennial Wealth may incorporate tax‑sensitive techniques (including tax‑loss harvesting via personalized indexing), access DFA funds, and sometimes recommends alternative investments as part of a customized plan.

Noteworthy distinctions include offering both a recurring fixed‑fee engagement path for smaller accounts alongside a traditional asset‑based billing option and an upfront planning engagement arrangement, creating flexibility in onboarding and pricing models. Millennial Wealth also operates on multiple institutional custody platforms, can accept standing letters of authorization and access to employer plans (resulting in a deemed custody relationship and related surprise‑exam procedures), and discloses the use of certain platform partnerships and third‑party services that may benefit the firm operationally.