Miller Financial Services, Inc.

Miller Financial Services, Inc. provides fee-only investment advisory and financial planning services to individuals, pension and profit-sharing plans, and corporations. The firm offers ongoing investment management on a non-discretionary basis, comprehensive financial planning, retirement plan consulting and management, and educational seminars, and charges percentage-of-AUM fees.

The firm develops individualized investment policies and asset-allocation targets through one-on-one planning, using fundamental analysis and mutual fund/ETF evaluation and a mix of active and passive strategies with a generally long-term orientation. Client accounts are managed on a non-discretionary basis—trades are executed with client approval—and the adviser incorporates tax considerations and household aggregation when determining assets under management.

Notable distinctions include that the firm is operated by a single principal who also serves as chief compliance officer, and as of December 31, 2025 it reports $127,000,000 in non-discretionary assets (and no discretionary assets) while serving roughly 200 clients, an uncommon combination for a solo practice. The principal also provides separate tax-preparation services (approximately 10% of their time), the firm requires custody at Charles Schwab, and it can act as an ERISA investment manager for employer retirement plans—each a specific operational detail disclosed in the brochure.