Miller Financial Services LLC

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Client assets under management

$294,550,139

Clients

574

11% high-net-worth

Advisors

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

191

Very High

Average account size

$513,154

About

Miller Financial Services LLC provides discretionary portfolio management, financial planning, pension consulting, and non-securities consulting to individual and high-net-worth clients, as well as to institutional retirement plans. The firm reports approximately $462.9 million in assets under management for roughly 574 clients and states it serves pension clients including state and local government and municipal plans.

Its investment process uses both fundamental and technical analysis and may employ individual stocks, bonds, mutual funds, ETFs, options, and REITs; the firm generally purchases institutional share classes and monitors and rebalances portfolios on an ongoing basis. For retirement-plan clients the firm documents investment policy statements, recommends and monitors plan investment options, and provides participant education and individualized advice while serving in 3(21) or 3(38) fiduciary roles where engaged.

Compared with peers, the firm is notable for its combination of relatively large AUM and a high client load per advisor, and for its uncommon client mix that includes state or municipal clients and formal fiduciary plan-management appointments. The brochure also discloses that the firm is licensed as an insurance agency and that a firm principal provides administrative and investment-reporting support to a foundation, creating additional advisory and compensation relationships clients should consider.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Options & derivatives strategies Real estate investing

Fee options

Fixed

Flat fees for financial planning up to $5,000; flat plan consulting fees for pension consulting; flat fees for consulting services with negotiable amounts.

Commissions

Certain supervised persons may receive commissions for sale of securities and insurance products, separate from advisory fees.

Project-based

$150 to $500 per hour for financial planning and consulting services.

Main office location

Miller Financial Services LLC

1001 W Michigan Ave

Marshall MI 49068, United States

Number of offices

Most active in

California · Florida · Indiana · Michigan · New Hampshire · Ohio · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 269-781-5129

Advisors at this firm

Alex W

CFP®, Series 65

Marshall, MI

Miller Financial Services LLC

Alex White is a CFP® with seven years of experience in the financial industry, currently serving as an advisor at Miller Financial Services LLC since 2018. Prior to joining Miller Financial Services, he worked briefly at Zhang Financial LLC and The Cove Lakeside Bistro. He holds a Series 65 license and is also licensed in insurance. Miller Financial Services LLC manages approximately $462.9 million in assets for about 574 clients, including individual, high-net-worth, and institutional retirement plan participants. The firm employs both fundamental and technical analysis in its discretionary portfolio management and provides fiduciary services to state and municipal pension clients.

Options & derivatives strategies Real estate investing

Joseph M

Series 63, Series 66

Marshall, MI

Miller Financial Services LLC

Joseph Miller is a financial advisor at Miller Financial Services LLC with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Miller Financial Services since 2007. Miller serves as an uncompensated trustee on the board of the Homer Community Foundation, a nonprofit organization benefiting the Homer, Michigan community. Miller Financial Services LLC provides discretionary portfolio management, financial planning, pension consulting, and non-securities consulting to individual, high-net-worth, and institutional retirement plan clients. The firm manages approximately $462.9 million in assets for about 574 clients and serves state and local government pension plans, employing a combination of fundamental and technical analysis across various investment vehicles.

Options & derivatives strategies Real estate investing

Isaac L

Series 65

Marshall, MI

Miller Financial Services LLC

Isaac Lubbers is a financial advisor at Miller Financial Services LLC with one year of industry experience. He holds a Series 65 designation and has previous work experience at Michigan State University, Supreme Shine Auto Detailing, and Sunnybrook Golf Course. Miller Financial Services LLC provides discretionary portfolio management, financial planning, pension consulting, and non-securities consulting to individual, high-net-worth, and institutional retirement plan clients. The firm manages approximately $462.9 million in assets for about 574 clients, including state and municipal pension plans, and employs a combined fundamental and technical investment approach.

Options & derivatives strategies Real estate investing

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