Miller, Gesko & Company Inc.

Miller Gesko Wealth Management is an SEC‑registered independent advisory firm managing about $183 million for roughly 75 clients, primarily individuals (including high‑net‑worth clients), trusts, estates and charitable organizations. It provides customized investment management on both a discretionary and non‑discretionary basis, along with recordkeeping, tax coordination, and administrative trustee services.

The firm emphasizes fundamental analysis to build tailored portfolios that may include individual equities, fixed income, mutual funds, ETFs, alternative investments and option strategies, and it incorporates client‑specific constraints and outside holdings into ongoing planning. Accounts are reviewed at least annually and cash management and liquidity needs are monitored as part of its investment process; advisory fees are charged as a percentage of assets and billed monthly in arrears.

A distinguishing feature noted in the brochure is that several minority owners and investment adviser representatives also serve as principal shareholders of two other SEC‑registered investment advisers and participate on Miller Gesko’s investment committee, a relationship the firm says does not involve shared clients. The firm is also expressly deemed to have custody in certain circumstances because it deducts fees directly and has authority for check writing or power‑of‑attorney on some accounts, and it does not vote client proxies (clients retain proxy voting responsibility).