Millers Financial Group, LLC

Millers Financial Group provides ongoing discretionary portfolio management and pension consulting to individuals, high‑net‑worth individuals, pension and profit‑sharing plans (including 401(k) plans), charitable organizations, and business entities, managing roughly $17.3 million across about 46 client relationships. The firm prepares an Investment Policy Statement for each client and delivers asset allocation, asset selection, and regular portfolio monitoring and reporting.

The firm’s investment process combines fundamental analysis and modern portfolio theory with quantitative methods, including momentum trading, and implements model portfolios that emphasize diversification and risk management; accounts are reviewed at least quarterly in line with each client’s IPS. Investment selections are generally limited to mutual funds, equities, fixed income securities, and ETFs, and the adviser manages accounts on a discretionary basis.

Notably, the adviser is also a registered representative of a broker‑dealer and a licensed insurance agent and accepts commission compensation for product sales; these additional roles and related conflicts are disclosed and documented, and clients may choose to acquire recommended products through other brokers. The combination of pension consulting services and serving charitable organizations—alongside the adviser’s broker‑dealer and insurance activities—and the firm’s use of a recommended custodian (Axos Advisor Services/E*TRADE Advisor Services) with access to research/soft‑dollar benefits distinguish it from many peers.