Millington Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Millington Financial Advisors serves individuals, high-net-worth clients and families, estates, corporations, retirement plans, trusts and foundations with discretionary investment management, financial planning, retirement-plan consulting, and portfolio management. The firm also offers tax planning and estate-planning facilitation (via the third‑party platform Vanilla) alongside its core asset management services and may recommend alternative investments or legacy‑position reviews when appropriate.
The firm’s advisers use a mix of cyclical, fundamental and technical analysis and implement both long‑ and short‑term holding strategies, short sales, and, where suitable, alternative or third‑party manager allocations. Client accounts are monitored on an ongoing basis, advisors conduct periodic reviews, and the firm handles custody, reporting, and fee billing through institutional platforms (Schwab and Orion) while charging asset‑based fees that cover financial planning as part of the advisory relationship.
What is relatively uncommon among similar team firms is Millington’s direct emphasis on tax services and client education: the brochure discloses that the firm provides tax planning and, for an additional fee, tax return preparation, refers clients to accountants and other professionals, and offers impersonal seminars and workshops on retirement, estate and college planning. The firm also discloses affiliated business activity in the form of a related broker‑dealer (Millington Investments) and uses those operational relationships and third‑party tools (Vanilla, Orion) as part of its service model.
Client services
Expertise
Occupation focus
Fee options
Account minimum: $1,000,000
Main office
55 Shuman Blvd, Suite 1050
Naperville IL 60563
Advisors at this office
5
Most active in
Florida · Illinois · Indiana · Michigan · Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Charles M
CFP®, Series 66
Naperville, IL
Millington Financial Advisors, LLC
Charles Millington is a CFP® with 40 years of industry experience. He is the president of Millington & Co and a manager at Millington Financial Advisors, LLC, where he has worked since 2000 and 2011, respectively. Prior to these roles, he spent 12 years at MacGregor Global Investments, LLC. Millington Financial Advisors serves individual and high-net-worth clients, families, estates, corporations, trusts, and retirement plans, providing discretionary investment management along with financial planning, pension consulting, and retirement-plan advisory services. The firm incorporates tax planning and estate-planning facilitation into its offerings and manages portfolios using a mix of equities, fixed income, mutual funds/ETFs, alternative investments, and third-party managers.
Charles M
CFP®, Series 65
Naperville, IL
Millington Financial Advisors, LLC
Charles Millington is a financial advisor at Millington Financial Advisors, LLC in Naperville, IL, holding a Series 65 credential with two years of industry experience. Prior to his advisory role, he worked in the food service industry and has been a full-time student for several years. Millington Financial Advisors serves individual and high-net-worth clients, families, estates, corporations, trusts, and retirement plans, offering discretionary investment management along with financial planning, pension consulting, and retirement-plan advisory services. The firm integrates tax planning and estate-planning facilitation into its services and manages portfolios using a diversified approach that includes equities, fixed income, mutual funds/ETFs, alternative investments, and third-party managers.
Charles M
CFP®, Series 66
Naperville, IL
Millington Financial Advisors, LLC
Charles Millington is a CFP® with 18 years of industry experience and serves as an advisor at Millington Financial Advisors, LLC since 2014. He holds the Series 66 designation and also works as an accountant and CFO for Millington Insurance. Millington Financial Advisors serves individual and high-net-worth clients, families, estates, corporations, trusts, and retirement plans by providing discretionary investment management alongside financial planning, pension consulting, and retirement-plan advisory services. The firm integrates tax planning and estate-planning facilitation into its offerings and employs a mix of equities, fixed income, mutual funds/ETFs, and alternative investments in its portfolio management.
David K
CFP®, Series 65
Naperville, IL
Millington Financial Advisors, LLC
David Krist is a CFP® with 12 years of industry experience, currently serving as an advisor at Millington Financial Advisors, LLC since 2021. Prior to that, he worked for eight years at Vantage Financial Partners, Ltd. He holds a Series 65 license and is based in Naperville, IL. Millington Financial Advisors serves individual and high-net-worth clients, families, estates, corporations, trusts, and retirement plans by providing discretionary investment management alongside financial planning, pension consulting, and retirement-plan advisory services. The firm integrates tax planning and estate-planning facilitation into its offerings and conducts educational seminars on retirement, estate, and college planning.
Carter M
Series 65
Naperville, IL
Millington Financial Advisors, LLC
Carter Millington is a financial advisor at Millington Financial Advisors, LLC in Naperville, IL. He holds a Series 65 designation and has one year of industry experience. Prior to his current role, he worked at Stadium Grill for three years. Millington Financial Advisors serves individual and high-net-worth clients, families, estates, corporations, trusts, and retirement plans by providing discretionary investment management alongside financial planning, pension consulting, and retirement-plan advisory services. The firm integrates tax planning and estate-planning facilitation into its offerings and uses a mix of equities, fixed income, mutual funds/ETFs, and alternative investments in its portfolio management.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")