Milne Financial Planning, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$109,378,261
Clients
116
Advisors
1
of 3 employees
About
Milne Financial Planning serves individual and high-net-worth clients as well as businesses, trusts, estates, and charities, providing discretionary asset management alongside one‑time and ongoing financial planning engagements, including retirement & investment reviews and a multi‑topic Full Financial Review. Client relationships are tailored to documented goals, time horizons, and risk tolerance and can include implementation of investment recommendations when the client uses the firm’s recommended custodian.
The firm constructs personalized strategies using fundamental and technical analysis and a mix of pooled products (mutual funds, ETFs) and smaller‑cap exposures, with portfolio monitoring, rebalancing, and periodic tax‑loss harvesting incorporated into reviews. Milne Financial Planning also discloses use of artificial‑intelligence enabled tools as productivity aids (with oversight) and performs account reviews at least every 15 months, with more frequent reviews as circumstances dictate.
Milne is notable for operating as a solo practitioner while managing roughly $108 million in discretionary assets for about 116 clients, an organizational structure that is less common among supported firms. The firm additionally offers interactive, one‑time client reviews and educational seminars or workshops, and its principal maintains CFP® and CDFA® credentials and limited outside activities (e.g., rental property ownership and board service) that are disclosed in the firm’s brochure.
Client services
Expertise
Demographic focus
Fee options
Basic Review: $2,500 (one-time); Retirement & Investment Review: $5,000; Full Financial Review: $7,500
$425 per hour
Minimum fee: Minimum annual ongoing fee of $5,000; negotiable and may be lowered or waived at firm's discretion Fee-only: Hourly fee: $425 per hour; Fixed fees for financial planning services: Basic Review - $2,500; Retirement & Investment Review - $5,000; Full Financial Review - $7,500; Ongoing fees between $5,000 and $50,000 annually, negotiable
Main office
770 Railroad Street
Saint Johnsbury VT 05819, United States
Offices (1)
Most active in
Massachusetts · New Hampshire · Texas · Vermont
Also doing business as
Financial Guidance Associates · Milne Financial Planning, Inc. · Milne Fnancial Planning, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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