Milne Financial Planning, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$109,378,261
This total excludes 3 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
116
29% high-net-worth
Advisors
1
of 3 employees
Firm type
Supported
1-4 advisors or >$200M in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
116
Very HighAverage account size
$942,916
About
Milne Financial Planning works with individual investors (including high‑net‑worth clients), trusts, estates, charitable organizations, retirement plans, and business entities, providing fee‑only financial planning, investment consultation, and investment supervisory services. The firm offers both one‑time engagements (basic, retirement & investment, and full financial reviews) and ongoing advisory relationships and operates under a fiduciary standard for retirement account advice.
The firm’s investment approach emphasizes diversified asset allocation, a buy‑and‑hold orientation, and setting cash and equity allocations to match each client’s spending projections, time horizon, and tolerance for risk. Research draws on a blend of fundamental and technical analysis, and client portfolios can be constructed with or without socially responsible/ESG criteria according to client preference.
Distinctive for a small, single‑advisor practice, the adviser has an extended record of leadership and conference involvement within national fee‑only planning organizations and maintains membership in a planning‑network that supports training and compliance. The firm also offers client‑facing educational workshops and virtual meeting support and highlights niche capabilities such as divorce‑related financial analysis and the use of professional network resources to supplement its planning services.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General retirement planning
Retirement income strategy
Medicare planning
Social Security optimization
ESG / Sustainable investing
Fee options
Basic Review: $2,500 one-time; Retirement & Investment Review: $5,000 one-time; Full Financial Review: $7,500 one-time
$425 per hour
Minimum fee: Minimum ongoing financial planning fee of $5,000 annually Fee-only: Fee-only financial planning and investment advisory services
Main office location
Milne Financial Planning, Inc.
770 Railroad Street
Saint Johnsbury VT 05819, United States
Number of offices
3
Most active in
Milne Financial Planning, Inc. has reported serving >5 clients in these states in the last 12 months.
Massachusetts · New Hampshire · Texas · Vermont
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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