Minas Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Minas Financial Planning, LLC is a state-registered investment adviser that provides project-based and ongoing financial planning, third‑party manager selection and oversight, directly held real estate analyses, and periodic educational seminars to a broad range of clients including pooled vehicles, institutions, and individual households. The firm’s brochure notes that it does not directly manage client assets, does not accept custody of client funds, and may facilitate implementation through outside managers and client-selected custodians.
The firm describes a primarily passive investment approach informed by Modern Portfolio Theory, using low-cost index funds and ETFs for asset-class exposure while also employing fundamental, technical, cyclical, and charting analyses when completing investment reviews as part of planning work. MFP assists clients in selecting and onboarding outside managers or TAMPs, conducts ongoing reviews of those managers, and frames recommendations around long-term diversification and tax efficiency.
Several operational features are notable for a firm in this category: the principal maintains an active role as a licensed real estate broker and offers directly held real estate analysis, the firm regularly offers public and paid educational seminars, and it documents the practice of recommending and reviewing other advisers. The brochure also discloses multiple non‑AUM billing options (fixed project fees, monthly ongoing fees, and hourly engagements) and the principal’s concurrent academic duties as a university finance professor and CFP® program director, all of which are less common among peer investment‑manager firms.
Client services
Expertise
Fee options
Project Based Financial Planning Fixed Fee: $2,800 to $4,500 (negotiable); Directly Held Real Estate Analysis: $250 to $1,000 for first parcel, $250 to $500 for each additional
$0 - $500,000: 1.00% $500,001+: 0.50%
$150 to $250 per hour, depending on complexity, negotiable
Ongoing Financial Planning: $150 per month, billed monthly, minimum 12 months, negotiable
Fee-only: Project Based Financial Planning Fixed Fee: $2,800 to $4,500 (negotiable); Ongoing Financial Planning: $150 per month (negotiable); Hourly Financial Planning: $150 to $250 per hour (negotiable); Directly Held Real Estate Analysis: $250 to $1,000 for first parcel, $250 to $500 for each additional parcel; Educational Seminars: $0 to $1,000 per seminar or $0 to $25 per participant
Main office
Hot Springs National Park AR
Advisors at this office
1
Most active in
Arkansas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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