Mindful Money Financial Counsel, LLC
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About
Mindful Money Financial Counsel, LLC provides fee‑only financial planning and investment advisory consultation to individuals, families, and small business owners through hourly, fixed‑fee, and subscription engagements. It delivers written holistic financial plans and consultative investment advice but does not manage client assets, custody funds, or exercise trading authority.
The firm follows a three‑step planning process—initial assessment, a tailored written financial plan, and optional ongoing planning—and offers two ongoing options (an annual Private Client service and a monthly Wealth Builder subscription) for clients who want continued guidance. Investment recommendations emphasize passive asset allocation using index mutual funds and ETFs, while implementation and brokerage selection are left to the client.
Mindful Money is notable among solo independent advisers for regularly offering educational seminars and speaking engagements and for providing a subscription membership that includes a personal financial website with budgeting software, daily net‑worth tracking, and secure document storage. It operates without percentage‑of‑AUM billing and without custody or discretionary portfolio management, so clients receive advisory guidance rather than hands‑on asset management.
Client services
Expertise
Fee options
Initial assessment: $600 fixed fee; Written holistic financial plan: $3,000 - $6,000; Educational seminars: Free to $3,000 per seminar or $0 to $600 per participant; Private Client annual flat fee (minimum $3,600/year); Wealth Builder membership $60/month subscription
$600 per hour; $300 per hour for Wealth Builder members (50% discount)
Wealth Builder Membership: $60 per month per household
Minimum fee: Minimum annual fee $3,600 per year for Private Client service Fee-only: Fee-only financial planning and investment advisory services on hourly and fixed fee basis
Main office
320 W. Ohio St., Suite 3 W
Chicago IL 60654
Advisors at this office
1
Most active in
Illinois
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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