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Mindful Wealth

Updated today

Client assets under management

$35,795,167

Clients

71

32% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

36

Low

Average account size

$504,157

About

Mindful Wealth provides portfolio management and a range of financial planning services to individual and high‑net‑worth clients, including comprehensive, ongoing flat‑fee, project‑based, and hourly planning engagements alongside discretionary investment management. The firm acts as a fiduciary for retirement accounts and bases client relationships on individualized investment policy statements tied to goals, risk tolerance, and tax considerations.

The firm’s investment approach is primarily passive, building diversified asset‑class portfolios using low‑cost index mutual funds and exchange‑traded funds and implementing allocations intended to manage correlation, risk, and return. Mindful Wealth separates planning‑only engagements from asset management and offers both ongoing monitoring of plans and the option for clients to self‑implement or use third‑party custodians for execution.

Distinctive features include the firm’s principals’ involvement in other advisory, tax‑preparation, and cross‑border planning businesses—reflected in the ADV’s disclosure of outside business activities and the recent removal of a DBA tied to that activity—which is uncommon among similar supported firms. The brochure also notes operational particulars that set it apart, such as limited custody practices (direct fee debiting and standing letters of authorization), a policy not to vote client proxies, and explicit cross‑border inbound/outbound U.S. planning services.

Client services

Financial planning Portfolio management

Expertise

College savings (529s, UTMA, etc.)

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Fee options

Fixed

Project-Based Financial Planning fixed fees starting from $2,800 up to $50,000 depending on complexity.

Percentage

$0 - $2,000,000: 0.70% $2,000,001+: 0.50%

Project-based

$350-$500 per hour, billed in 15-minute increments for Project-Based and Hourly Financial Planning.

Other

Fee-only: On-going Flat-fee Financial Planning starting at $10,000, paid quarterly in arrears; initial onboarding fee $2,500 for individuals and $3,500 for families; fees increase 3% annually.

Main office location

Mindful Wealth

5431 Chippewa St

St. Louis MO 63109, United States

Number of offices

2

Most active in

Missouri · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Otto R

CFP®, EA

St. Louis, MO

Mindful Wealth

Mindful Wealth is an independent financial planning and investment advisory firm dedicated to helping individuals and families navigate financial complexity with clarity, confidence, and intention. We believe that financial planning is not simply about managing money; it is about helping people live meaningful lives aligned with their values, goals, and evolving circumstances. Money touches every aspect of life: career decisions, family relationships, health, geography, opportunity, and legacy. Yet traditional financial advice often focuses narrowly on investments or isolated transactions. At Mindful Wealth, we take a different approach. We view financial planning as an integrated, ongoing process that connects every financial decision to the broader story of a person’s life. Our work begins not with markets or products, but with people. We partner with clients during moments of transition, growth, uncertainty, and reinvention to help them make thoughtful financial decisions in an increasingly complex world.

Cross-border / expatriate tax planning Cross-border & expatriate issues Women's Finance Divorced Women HENRY (High Earners, Not Rich Yet)
user avatar

Arielle T

CFP®

St. Louis, MO

Mindful Wealth

Arielle Tucker is a CFP® professional with four years of industry experience, currently serving as the principal advisor at Mindful Wealth in St. Louis, MO. Her prior experience includes roles at Connected Financial Planning, White Lighthouse Investment Management, and Intuit. She produces educational podcast and video content focused on cross-border financial topics and provides tax preparation and consulting services as an Enrolled Agent. Mindful Wealth serves individual clients, including high-net-worth individuals, and employer plan sponsors with tailored investment management and a variety of financial planning options. The firm primarily employs a passive investment approach using diversified portfolios of index mutual funds and ETFs, and it offers automated portfolio management through Schwab’s Institutional Intelligent Portfolios platform for eligible clients.

College savings (529s, UTMA, etc.)
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