St Augustine, FL Office

MinichMacGregor Wealth Management serves individuals (including high-net-worth clients), retirement plans and plan participants, trusts, estates, charitable organizations, corporations, and other business entities, providing financial planning, discretionary and non-discretionary portfolio management, selection of third-party managers, and retirement-plan advisory and participant services. The firm advises on mutual funds, ETFs, equities and other securities and offers its services either as integrated, all-inclusive programs or on an individual engagement basis.

The firm constructs tailored portfolios based on each client’s objectives, risk tolerance, and financial circumstances and employs a blend of fundamental, technical and cyclical analysis; it also uses proprietary investment strategies implemented to satisfy the safe-harbor features of Rule 3a-4 and will recommend or monitor third-party sub-advisers when appropriate. For suitable clients the firm may employ ETF-driven strategies, including the use of leveraged and inverse ETFs, and discloses that some strategies can generate above-average turnover and are not managed primarily for tax efficiency.

Distinctive features include a formal participant education and seminar program and participant enrollment assistance — services the firm provides to retirement-plan sponsors and participants that are relatively uncommon among similar team firms. The firm also uses a third-party platform to manage held-away participant accounts with discretionary rebalancing while avoiding direct custody, and it manages over $700 million with a mid-sized advisor team, pairing that scale with its Rule 3a-4 proprietary approach and explicit use of leveraged/inverse ETFs for certain clients.