MJC Financial Fitness LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides financial planning and investment management to individual clients through a combined "Holistic Financial Fitness" offering as well as standalone investment management and project-based financial coaching. Services include comprehensive planning analyses (cash flow, retirement, insurance, college, estate) and ongoing portfolio supervision tailored to each client’s goals.
The firm develops client-specific investment policy statements and uses fundamental analysis to construct portfolios, while also employing third‑party managers and digital investment platforms (including Envestnet, Betterment, and Altruist) when appropriate. Accounts are reviewed periodically (quarterly) and the adviser monitors plans throughout the year, with the ability for clients to impose reasonable investment restrictions and to receive periodic performance reviews.
Noteworthy features include the firm’s small scale—managing roughly $1.8 million for a limited client roster—which supports a project‑based coaching option and fixed‑price planning packages alongside asset‑based management. The firm is fee‑only, discloses that it receives client referrals from lead‑generation/solicitor arrangements (including SmartAsset), and uses a mix of robo/advisor and traditional custodial relationships; it also does not vote client proxies and generally does not take custody beyond fee withdrawal.
Client services
Expertise
Fee options
Financial coaching packages: $495 for 3 months (6 sessions), $995 for 6 months (12 sessions)
$0 - $500,000: 1.00% $500,001+: 0.70%
$150 per hour
Account minimum: $1.00 Fee-only: Fees based on asset under management percentages and fixed fees for project-based financial planning; no commissions received.
Main office
Chicago IL
Advisors at this office
1
Most active in
Illinois · Texas
Also doing business as
Flex Financial Coaching · Flex Financial LLC · Mjc Financial Fitness LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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