MJM Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides financial planning, investment management, and a combined wealth management program to individual clients and families, including high-net-worth households. It operates as a fee-only registered investment adviser and offers both discretionary and non-discretionary portfolio management alongside project-based and ongoing planning services.
MJM’s investment approach emphasizes strategic asset allocation and the use of low-cost pooled vehicles (no-load mutual funds, ETFs, ETNs) with a passive core supplemented by active choices where appropriate; portfolios are monitored and rebalanced on a regular basis and constructed on a household (single integrated portfolio) basis with attention to tax sensitivity. The firm also relies on due diligence of fund manager tenure, expenses, and performance versus benchmarks when recommending specific funds.
What is distinctive about the firm is its accounting affiliation: the principal holds CPA licensure and the firm was registered as a CPA firm, and tax planning (and, in some cases, tax preparation at the firm’s discretion) is integrated into its wealth management offering. The firm also engages in community educational seminars and workshops—presenting to senior groups, women’s groups, corporate and university events—which is uncommon among peers; it is a sole-owned, small practice advising roughly two dozen households and managing approximately $49 million in client assets.
Client services
Expertise
Fee options
Financial planning flat fees: $3,500 - $8,000 (full plan), $1,000 - $3,000 (limited scope)
$0 - $1,000,000: 0.75% annually (0.1875% quarterly) $1,000,001 - $2,000,000: 0.50% annually (0.125% quarterly) $2,000,001+: 0.35% annually (0.0875% quarterly)
$400 per hour (limited circumstances for hourly planning)
Account minimum: $666,667 (effective minimum for $5,000 fee) for Investment Management Program; $750,000 (effective minimum for $7,500 fee) for Wealth Management Program Minimum fee: $5,000 per year for Investment Management Program; $7,500 per year for Wealth Management Program Fee-only: Flat fees $3,500 - $8,000 for full financial plan; $1,000 - $3,000 for limited scope planning; $400/hour for hourly planning
Main office
560 Mountain Avenue
Gillette NJ 07933
Advisors at this office
1
Most active in
New Jersey
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)