MK3 Wealth LLC
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About
MK3 Wealth provides discretionary wealth management and financial planning to individuals, high‑net‑worth clients, trusts, estates, non‑profits and small businesses. Its services include portfolio management via proprietary model portfolios, financial planning and consultation on cash flow, tax, estate, retirement and education matters.
The firm customizes asset allocation using a mix of in‑house model portfolios and, where appropriate, Independent Managers, and relies on both fundamental and technical analysis to inform investment decisions. MK3 Wealth monitors accounts on an ongoing basis with at least annual reviews and generally recommends Charles Schwab as custodian, noting receipt of software and related operational support from that custodian.
The brochure discloses that certain supervised persons, in their individual capacities, are licensed insurance agents who may recommend insurance products on a commission basis, and the firm describes the resulting conflict and disclosure practices. It also describes operational practices that may be uncommon for peers — including the use of standing letters of authorization for third‑party transfers (treated as custody under SEC guidance) and the aggregation/batching of client orders.
Client services
Expertise
Occupation focus
Fee options
Financial planning fixed fees from $1,000 to $25,000 depending on scope and professional(s) rendering service
$0 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001 - $10,000,000: 1.00% $10,000,001+: 0.75%
Insurance products sold by certain supervised persons under commission arrangements (individual capacity); firm itself does not receive commissions for advisory services.
Financial planning and consulting fees generally $400 per hour
Main office
1800 Chapel Avenue West, Suite 340
Cherry Hill NJ 08002
Advisors at this office
2
Most active in
New Jersey
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Kiersten M
Series 65
Cherry Hill, NJ
MK3 Wealth LLC
Kiersten Montenero is a financial advisor at MK3 Wealth LLC with a Series 65 designation and one year of industry experience. Prior to joining MK3 Wealth, she was involved with Gilded Raven Games, LLC for three years and has work experience dating back to 2013 in educational roles at Rutgers University and Cherokee High School. MK3 Wealth LLC provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, non-profits, and small businesses. The firm customizes asset allocation using in-house model portfolios and independent managers, utilizing both fundamental and technical analysis for investment decisions.
Matthew M
CFP®, Series 63, Series 65, Series 66
Cherry Hill, NJ
MK3 Wealth LLC
Matthew Montenero is a CFP® with 25 years of industry experience. He is currently a financial advisor at MK3 Wealth LLC, where he has worked since 2019. Prior to that, he held positions at Wells Fargo Advisors LLC and Wells Fargo Clearing Services, LLC. Montenero serves as a committee member on the District Ethics Committee, District IIIB of Burlington County. MK3 Wealth provides financial planning and wealth management services to individuals, small businesses, trusts, estates, and non-profits. The firm employs a combination of fundamental and technical analysis to build diversified portfolios tailored to each client’s risk tolerance and manages approximately $96 million in assets.
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